Manager, Credit-Regional Agribusiness

CoBank; Greenwood Village (CO); Hybrid; USD 147,000 - 180,000; Full time

Benefits offered by this job

Careers with a purpose

Hybrid work model

Medical, Dental and Vision coverage

Disability, AD&D, Life Insurance

CoBank University

Tuition reimbursement

401k matching

Student Loan Match

Volunteer Day

Associate Resource Groups

GEM awards

Job summary

CoBank in Greenwood Village, CO, is seeking a seasoned credit leader to manage credit quality for a designated region. You will approve credit decisions, develop structuring alternatives, and mentor analysts and officers to strengthen portfolio performance.

This role emphasizes strong leadership, collaboration with marketing and account servicing, and the ability to drive effective credit processes. A Bachelor's degree and extensive banking credit experience are required, with travel as needed.

Qualifications

• 8 years of credit experience in banking.
• 1 year of management/supervisory experience.
• Bachelor's Degree required.

Responsibilities

• Establishes overall credit administration and targets for workgroup in conjunction with bank/group performance targets.
• Counsels with credit staff to establish individual targets and the ongoing achievement against such targets.
• Establishes and manages credit quality targets for assigned portfolio and counsels staff on achieving goals.
• Coaches credit officers on development of credit alternatives and analyses for customers.
• Ensures effective and efficient credit approval process and promotes collaboration between credit and line management.
• Participates in planning activities for the division and the group.

Skills

Credit management

Credit analysis

Leadership

Strategic planning

Education

Bachelor's Degree

Job description

Benefits Overview

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best!

Benefits Offered by CoBank

• Careers with a purpose
• Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays
• Competitive Compensation & Incentive
• Hybrid work model: flexible arrangements for most positions
• Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance
• Robust associate training and development with CoBank University
• Tuition reimbursement for higher education
• Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match
• Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution
• Associate Resource Groups: creating a culture of respect and inclusion
• Recognize a fellow associate through our GEM awards

Job Description

Manages the overall credit quality and the development of credit structuring alternatives for a designated region or market segment. Approves credit decisions as appropriate. Develops and implements credit structuring alternatives to support marketing and account servicing plans. Develops and supports credit analysts and officers in their credit structuring and analysis responsibilities. Directs the day-to-day operation of workgroup.

Essential Functions

• Establishes overall credit administration and targets for workgroup in conjunction with bank/group performance targets. Counsels with credit staff to establish individual targets and the ongoing achievement against such targets.
• Establishes and manages credit quality targets for assigned portfolio. Counsels with staff on the development and achievement of credit quality goals, including appropriate intervention measures to maintain the quality of the account.Reviews approval or approves the extension of credit to certain accounts requiring a higher level of delegated authority.
• Manages credit officers and assists them in their development of credit alternatives and analyses for customers. Provides leadership and guidance in a team approach to account management and credit administration.
• Establishes long- and short-range credit quality targets for the unit. Coaches credit officers on achievement of plans.
• Ensures effective and efficient credit approval process. Fosters a credit culture to encourage early interaction between credit and the line to identify core issues and resolution strategies.
• Participates in planning activities for the division and the group. Contributes to the development of new or improved processes, products and services.
• As a people manager at CoBank, you will be expected to manage and lead associates. Responsibilities include, but are not limited to, associate performance management, talent strategy, workforce planning, change management, conflict resolution, and relationship management. You will drive and be accountable for the team’s development, alignment with the division’s objectives, as well as with CoBank’s strategy and mission.

Education

• Bachelor's Degree required

Work Experience

• 8 years of credit experience in banking industry. required
• 1 year of management/supervisory experience. required

Physical Exertion Details

Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Travel Requirement Details

Occasional Travel occurs infrequently (typically, once a month or less).

About CoBank

The typical base pay range for this role is between $146,500 - $180,100. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law.

CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore.

REASONABLE ACCOMMODATION

We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing [e-mail]. Include your contact information and specific details about your requested accommodation.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.

CoBank is an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran.