Manager Balance Sheet Forecasting & Analytics

Charles Schwab; Westlake (TX); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid vacation and volunteering

Sabbatical after 5 years

Paid parental leave

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Schwab in Texas is seeking a Balance Sheet Forecasting and Analytics professional to join the Corporate Treasury team. You will help transform Net Interest Income forecasting, model balance sheet items, and support ALM strategies across investment portfolios.

You will work closely with risk, product, and analytics teams, leverage Polypaths ALM and other NIR tools, and grow through challenging projects with supportive leadership.

Qualifications

• 3+ years relevant experience with an emphasis on ALM, fixed income analytics, capital markets, market risk or Treasury-related functions.
• Bachelor’s degree required. Master’s degree or CFA preferred.
• Strong knowledge of Net Interest Revenue (NIR) forecasting.
• Expertise with Polypaths ALM, QRM, or other NIR forecasting software required.
• Experience with CCAR and the associated reporting and control performance preferred.
• Experience with Python, Sequel or Artificial Intelligence preferred.
• Enthusiasm to work in white space and create innovative analyses to drive strategy.
• Ability to multi-task while maintaining composure in a potentially stressful environment.
• Exceptional leadership, communication, and interpersonal skills.
• Strong attention to detail, analytical and problem-solving abilities.
• Excellent written and oral communication skills.

Responsibilities

• Contribute to a team shaping the NII forecasting function as a strategic tool for optimizing the balance sheet and portfolios.
• Be an individual contributor on the ALM NII forecasting team with BAU revenue forecasting within Capital Stress Testing.
• Collaborate with risk partners, product leaders, and others to manage risk across Schwab and legal entities.
• Continue to implement next-generation infrastructure to forecast NII, Liquidity, and Capital.

Skills

ALM analytics

Fixed income

Capital markets

Market risk

NIR forecasting

Python

Sequel

AI

Leadership

Communication

Education

Bachelor's degree

Master's degree

CFA

Tools

Polypaths ALM

QRM

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

The Balance Sheet Forecasting and Analytics team is a team within our Corporate Treasury department. We are responsible for balance sheet management strategy, portfolio and brokered deposit notional investment allocation decisions, balance sheet modeling and analytics, market risk management, Asset Liability Management (ALM) derivatives, and net interest income forecasting. The overall team manages fixed-income investments in several portfolios totaling over $200 billion, with approximately $480 billion in total balance sheet assets and $85 billion in off-balance-sheet brokered deposit agreement notional investments. The Balance Sheet Forecasting and Analytics responsibilities roll up to our Treasury Capital Markets (TCM) organization, which includes: ALM, fixed income investing and other balance sheet modeling activities.

What you have

Required:

• 3+ years relevant experience with an emphasis on a mix of the following: ALM, fixed income analytics, capital markets, market risk or relevant Treasury-related functions, analytics, reporting.

• Bachelor’s degree required. Master’s degree or CFA preferred.

• Strong knowledge of Net Interest Revenue (NIR) forecasting.

• Expertise with Polypaths ALM, QRM, or other NIR forecasting software required.

• Experience with CCAR and the associated reporting and control performance preferred.

• Experience with Python, Sequel or Artificial Intelligence preferred.

• Enthusiasm to work in white space and the ability to create innovative analyses to help drive the strategy for the company.

• Ability to multi-task while maintaining composure in a potentially stressful environment.

• Exceptional leadership, communication, and interpersonal skills.

• Strong attention to detail, analytical and problem-solving abilities.

• Excellent written and oral communication skills.

What you'll do:

• Reporting to the Senior Manager, Balance Sheet Forecasting and Analytics, you will contribute to a team shaping the transformation of the Net Interest Income (NII) forecasting function to be a strategic tool used to optimize the balance sheet and the investment portfolios.
• You will be an individual contributor on the ALM NII forecasting team with responsibility for BAU revenue forecasting and NII forecasting within Capital Stress Testing. You will partner with the ALM Strategy Modeling, Analytics, and Automation teams to continue to implement the next generation of infrastructure used to forecast NII, Liquidity and Capital. You’ll accurately model all balance sheet items and suggest improvements where necessary
• You’ll collaborate with risk partners, product leaders and others across the firm while playing a key role in managing risk across the Schwab and the specific legal entities. You’ll continually seek process improvement and pursue efficiency.
• This is a role where you will be able to grow your expertise through consistent challenges with the backing of passionate leaders who will value your contributions and prioritize your development.

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance