Major Case Liability Adjuster (California)

Berkshire Hathaway Guard; Rancho Cordova (CA); Hybrid; USD 100,000 - 150,000; Full time

Benefits offered by this job

Hybrid schedule

Predictable hours

Generous PTO

Medical benefits from day one

401(k) plan

Job summary

Berkshire Hathaway GUARD Insurance Companies is seeking a Senior Liability Adjuster to manage large, California-focused CGL/BOP claims within the Major Case Unit. The role demands extensive litigation experience and strong coverage analysis capabilities.

Responsibilities include handling complex claims through all litigation stages, adjusting reserves, and ensuring accurate documentation. Travel for hearings may be required; JD or active adjuster license preferred.

Qualifications

• At least 10 years of experience handling litigated CGL and BOP liability claims.
• Experience handling catastrophic California claims, including litigation and complex exposures.
• Bachelor’s degree required; JD or attorney license preferred.
• Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities.
• Excellent written and verbal communication skills; strong organizational and time management.

Responsibilities

• Handle large, catastrophic claims with a strong emphasis on California losses, including a high volume of litigated matters.
• Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies.
• Investigate claims, evaluate liability, and determine coverage applicability.
• Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation.
• Review evidence, expert reports, and medical documentation.
• Establish and maintain indemnity and expense reserves; process payments within authority.
• Take statements and manage claim documentation throughout the claim lifecycle.

Skills

Litigation experience

California experience

Policy interpretation

Communication skills

Time management

Education

Bachelor’s degree

Juris Doctor (JD) or attorney license

Job description

Overview

Good Things Start Here.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies—an A+ (Superior) rated, nationwide Property & Casualty insurer backed by Berkshire Hathaway. With supportive leadership, collaborative teams, and opportunities to grow, GUARD is a place where people build meaningful, long‑term careers.

Good Things You Can Count On.

• Hybrid schedule: 2 days remote / 3 in‑office
• Predictable hours (no nights, weekends, or holidays)
• Competitive pay + generous PTO
• Medical, dental & vision starting day one
• 401(k), tuition reimbursement & longevity bonuses

Responsibilities

The Senior Liability Adjuster is responsible for conducting office investigations and adjusting complex commercial general liability claims that are largely litigated, with exposures up to and exceeding policy limits within our Major Case Unit. This role will require significant experience handling catastrophic claims in California and will primarily involve managing a high volume of California-based losses.

Key Responsibilities:

• Handle large, catastrophic claims with a strong emphasis on California losses, including a high volume of litigated matters
• Analyze insurance policies, contracts, indemnification agreements, and additional insured provisions to identify coverage defenses, tender opportunities, and risk transfer strategies
• Investigate claims, evaluate liability, and determine coverage applicability
• Manage claims through all phases of litigation, including discovery, depositions, mediation, settlement conferences, arbitration, and trial preparation
• Review evidence, expert reports, and medical documentation
• Establish and maintain indemnity and expense reserves; process payments within authority
• Take statements and manage claim documentation throughout the claim lifecycle

Qualifications

• At least 10 years of experience handling litigated commercial general liability (CGL) and businessowners’ policy (BOP) liability claims

• Experience handling catastrophic California claims, including litigation and complex exposures

• Bachelor’s degree required; Juris Doctor (JD) or attorney license preferred
• Ability to interpret coverage and analyze insurance policies and contracts to determine priority and risk transfer opportunities
• Excellent written and verbal communication skills
• Strong organizational and technical skills
• Effective time management with the ability to prioritize competing demands
• Willingness to occasionally travel for hearings, mediations, trials, and conferences
• Licensing Requirement: Candidates must hold an active adjuster license or be willing and able to obtain and maintain all required state licenses. The company will support the licensing process, including training and compliance with ongoing continuing education requirements.

Salary $100,000 - $150,000 +bonus

In accordance with applicable pay transparency laws, this range represents a good‑faith estimate. Final compensation will be determined based on factors such as experience, credentials, geographic location, and other considerations permitted by law.

This role may be based out of any of our office locations, including:

New York, NY; Parsippany, NJ; Conshohocken, PA; Wilkes‑Barre, PA; Alpharetta, GA; Rosemont, IL; Plano, TX; Scottsdale, AZ; and Rancho Cordova, CA.