Loss Mitigation Post Closing Representative

Carrington Mortgage Services, LLC; Orange (CA); Hybrid; USD 28,000 - 30,000; Full time

Benefits offered by this job

Healthcare plans

Discretionary 401(k) match

Discount programs

Training programs

Employee referral bonuses

Educational reimbursement

Carrington Charitable Foundation

Job summary

Carrington Mortgage Services in Orange, CA seeks a Loss Mitigation Post Closing Representative to manage receipt, review, and delivery of modification documents to agencies and custodians, ensuring compliance with HAMP, FHA, VA, USDA, and Ginnie Mae timelines.

The role requires 2+ years of mortgage experience and at least 1 year in loss mitigation, with proficiency in Microsoft Word/Excel. Schedule: Mon-Fri, 6:00 a.m.–2:30 p.m.; full-time in-office role.

Qualifications

• High school diploma or equivalent work experience.
• Two (2) or more years’ mortgage experience.
• One (1) or more years of loss mitigation experience preferred.
• Knowledge of HAMP, FHA, VA, USDA, and Ginnie Mae Loss Mitigation document requirements, deliverables, and timelines required.
• Knowledge of mortgage industry concepts, practices and procedures.
• Intermediate skills in Microsoft Suite – Word, Excel, etc.

Responsibilities

• Receive, review and prepare modification documents for recording and/or send to vendor partner and assist vendor partner with recording rejects.
• Monitor receipt and delivery of applicable Loan Modification documents to appropriate agency for purposes of recording and collateral requirements.
• Work with third party vendor to track recording timelines and remediate recording exceptions/rejections as needed.
• Request collateral delivery extensions from applicable insurer/agency as needed to ensure compliance to program requirements.
• Ensure collateral documents are properly executed and delivered timely to Collateral Department and/or custodian.
• Perform other duties as assigned.

Skills

Mortgage experience

Loss mitigation experience

HAMP/FHA/VA/USDA knowledge

Mortgage concepts

Education

High school diploma or equivalent

Tools

Microsoft Word

Microsoft Excel

Job description

Orange, CA, United States

Job Description

Come join our amazing teamand work in our office in Orange!

The Loss Mitigation Post Closing Representative will be responsible for receipt, monitoring, preparation, quality assurance, and delivery of modification collateral documents to appropriate agency (FHA, VA, USDA), Collateral Department, and Custodian. Ensure compliance in conjunction with HAMP, FHA, VA, USDA, and Ginnie Mae document fulfillment requirements for Loan Modifications, Partial Claims, and Mortgage Recovery Advances (“MRA”). Provide reporting as requested by Manager/Supervisor on loan status. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $20.00-$22.00 perhour, plus a monthly incentive.

What you'll do:

• Receive, review and prepare modification documents for recording and/or send to vendor partner and assist vendor partner with recording rejects.
• Monitor receipt and delivery of applicable Loan Modification documents to appropriate agency for purposes of recording and collateral requirements.
• Work with third party vendor to track recording timelines and remediate recording exceptions/rejections as needed.
• Request collateral delivery extensions from applicable insurer/agency as needed to ensure compliance to program requirements.
• Ensure collateral documents are properly executed and delivered timely to Collateral Department and/or custodian.
• Perform other duties as assigned.

What you'll need:

• High school diploma or equivalent work experience.
• Two (2) or more years’ mortgage experience.
• One (1) or more years of loss mitigation experience preferred.
• Knowledge of HAMP, FHA, VA, USDA, and Ginnie Mae Loss Mitigation document requirements, deliverables, and timelines required.
• Knowledge of mortgage industry concepts, practices and procedures.
• Intermediate skills in Microsoft Suite – Word, Excel, etc.
• Work schedule: Monday through Friday, 6:00 a.m to 2:30 p.m.

Our Company:

Carrington Mortgage Servicesis part of The Carrington Companies,which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .

What We Offer:

• Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
• Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
• Customized training programs to help you advance your career.
• Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!).
• Educational Reimbursement.
• Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit:carringtoncf.org.

Notice to all applicants: Carrington does not do interviews or make offers via text or chat.

Job Info

• Job Identification 4515
• Posting Date 09/30/2026, 07:37 PM
• Job Schedule Full time
• Locations 500 N State College Blvd, Orange, CA, 92868, US