Los Angeles Branch - Commercial & Industry (C&I) Associate

Bank of China USA; Los Angeles (CA); On-site; USD 42,000 - 90,000; Full time

Job summary

Bank of China USA in Los Angeles is seeking a marketing, business development and underwriting support specialist for Business Team 3 and the LA Branch. This role blends administrative duties with credit risk analysis and portfolio support to drive client engagement and loan activity.

The ideal candidate holds a bachelor's degree in a related field, 3 years in marketing or credit underwriting, and is bilingual in English and Chinese.

Qualifications

• Bachelor’s degree required; master preferred.
• 3 years of work experience in Marketing, business promotion, event planning or credit underwriting/credit risk in banking.
• Strong project management, multitasking, prioritization under deadlines.
• Excellent written and verbal communication; relationship management.
• Bilingual in English and Chinese.

Responsibilities

• Provide admin, marketing, and underwriting support to Business Team 3 and Los Angeles Branch.
• Assist marketing plans, vendor coordination, and client events.
• Support credit risk analysis, loan closings, reviews, and portfolio monitoring.
• Ensure loan documentation and compliance with policies and regulations.
• Prepare business and marketing reports in a timely manner.

Skills

Project management

Analytical ability

Communication skills

Bilingual English-Chinese

Attention to detail

Education

Bachelor’s degree in Communication/Business Administration/Finance/Accounting/Economics

Master degree preferred

Tools

Microsoft Office (Outlook, Word, Excel, PowerPoint)

Job description

Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.

Overview

This position is responsible for providing day-to-day marketing, business development, product promotion, business administrative, and underwriting support to Business Team 3 and the Los Angeles Branch. Key responsibilities include supporting business development initiatives, monitoring loan portfolio quality and post-lending activities, conducting credit risk analysis and recommending risk ratings, and performing other duties as assigned by the Team Lead and/or the Branch Management.

Responsibilities

Include but not limited to:

Daily Administrative, Marketing, and Business Development Support (50%)

• Provide day-to-day administrative, marketing, and promotional support to Business Team 3 and Los Angeles Branch.
• Support daily buisness operations, business development initiatives, and marketing activities.
• Assist in implementing marketing plans, cooperdination with third-party vendors, and organizing client events.
• Conduct initial client screenings to assess creditworthiness.
• Prepare business reports and marketing activity reports in a timely manner.

Underwriting and Portfolio Management (30%)

• Collect and spread financial statements for new and existing clients.
• Prepare accurate and timely financial analyses and stress tests to ensure proposed transactions comply with the Bank’s Creidt Policies, Procedures, and applicatable regulatory guidelines.
• Prepare Credit Recommendation Reports under the supervision of the Team Lead for credit approval.
• Assist Team Lead with loan closings, bookings, amendments, extensions, and renewals.
• Support ongoing portfolio management by a) completing annual and quarterly loan reviews; b) monitoring customer – related news and developments; c) tracking customers’ quarterly and annual compliance requriements.
• Ensure timely preparation and submission of initial creidt and loan documention files.
• Monitor loan protfolio quality and post-lending activities to ensure compliance with internal policies and regulatory requriements.

Risk Management and Quality Control (20%)

• Ensure all due diligence and background verification procedures are completed and approved prior to loan booking in accordance with the Bank’s policies and Branch guidelines.
• Monitor the performance of problem loans inclduing Profit & Loss activities, and prepare related reporits.
• Maitain current knowledge of the Bank’s Creidt Policies, Porcedures, regulatory requriements, and applicable compliance standards.
• Perform compliance and risk management resposibilities as assigned by the Team Lead and/or the Branch Management.
• Perform other duties and special projects as assigned by the Team Lead and/or the Branch Management.

Qualifications

• Bachelor’s degree with major in Communication or Business Administration or Finance, Accounting, Economics or other related disciplines is required; a master degree is preferred.
• 3 years of work experience in Marketing, business promotion, event planning in any industries, or credit underwriting, credit risk and portfolio management in the banking industry.
• Excellent project management skills; ability to multi-task, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines.
• Excellent analytical, interpersonal, verbal and written communication skills; good relationship management and development skills.
• Proficient in Microsoft Outlook, Word, Excel, and PowerPoint.
• High degree of professionalism, quality work and attendance.
• Bilingual in English and Chinese is a requirement.

Pay Range

Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.

USD $42,000.00 - USD $90,000.00 /Yr.