Long Term Disability Claims Specialist II

MetLif; United States; Teletrabalho; USD 42 000 - 63 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Health insurance

401(k) with employer matching

Life insurance

Resumo da oferta

MetLife is seeking a dedicated disability claims professional to evaluate long term disability claims and issue accurate determinations. You will document status and provide clear communications to claimants and partners.

Role requires strong analytical thinking, collaboration, and experience with AI tools in a professional setting. The position focuses on compliant, timely decisions within a dynamic benefits team.

Qualificações

• Must demonstrate strong critical thinking and independent decision making for complex claims.
• Excellent communication, customer service and collaboration with internal and external partners.
• Experience using AI in a professional setting.

Responsabilidades

• Lead evaluation and management of moderately complex long term disability claims with timely, accurate decisions.
• Create detailed claim documentation reflecting policies, regulations, and status updates.
• Oversee claim evaluation with medical, occupational, financial, and policy data for sound determinations.
• Manage assigned caseload with minimal oversight while maintaining service standards and metrics.
• Develop action plans and identify return-to-work potential from analysis of claim data.
• Coordinate with claimants, physicians, attorneys, brokers, and internal partners to gather information.

Conhecimentos

Critical thinking

Independent decision-making

Communication skills

Customer service

Collaboration

Experience with AI

Formação académica

High school diploma

Descrição da oferta de emprego

The Opportunity

On MetLife’s Global Customer Service and Operations (GCSO) team, customer care is built on trust, empathy, and a commitment to continuous improvement. Whether guiding customers through life’s important moments, solving challenges, or simplifying processes with innovative technology, you’ll help deliver a differentiated experience grounded in operational excellence. Backed by a collaborative team, you’ll play a vital role in strengthening the way we care and advocate for millions worldwide. Here, making a real difference isn’t just a goal - it’s what we do, one conversation at a time.

Key Responsibilities

• Lead the evaluation and management of moderately complex long term disability claims, using independent judgment to make timely, balanced, and accurate claim decisions.
• Create clear, detailed, and accurate claim documentation, correspondence, and written determinations that reflect policy provisions, regulatory requirements, and claim status updates.
• Oversee the claim evaluation process by reviewing medical, occupational, financial, and policy information to ensure thorough, reasonable, and compliant determinations.
• Manage an assigned caseload of pending and ongoing claims with minimal oversight while maintaining service standards, inventory control, and consistent performance against key indicators.
• Develop action plans and identify return-to-work potential by analyzing claim information, clarifying inconsistencies, and determining when additional information or escalation is needed.
• Coordinate communication and collaboration with claimants, representatives, physicians, attorneys, brokers, family members, and internal partners to gather needed information and support sound claim outcomes.

Required Qualifications

• Ability to start on December 14th, 2026
• High school diploma
• 1+ years of LTD/IDI disability experience
• Critical thinking, analysis, and sound judgment to review available facts, assess risk, use independent decision-making, and determine appropriate next steps in complex claim situations. Strong communication, customer service, and collaboration skills, with the ability to manage interactions effectively across internal and external partners in both verbal and written settings.
• Experience utilizing AI in a professional setting.
• Creative problem-solving, conceptual thinking, risk awareness, and strong organizational and time management skills to handle complex situations effectively and maintain a consistent workload.

Preferred Qualifications

• 2+ years of LTD or IDI disability experience

The expected salary rangefor this position is $41,600 - $62,500. This role may also be eligible for annual short-term incentive compensation. All incentives and benefits are subject to the applicable plan terms.

Benefits We Offer Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more! For more information regarding MetLife’s U.S. benefits, please

About MetLife

Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World’s 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.

As part of our New Frontier strategy, MetLife is building an AI-enabled, people-centered future. We’re looking for people who bring curiosity, adaptability, and a growth mindset as we use AI to enhance how we serve customers, support communities, and evolve the way work gets done. At MetLife, AI is a responsible partner that supports human judgment, creativity, and continuous improvement while helping us build trust, inclusion, and long-term value.

Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we’re inspired to transform the next century in financial services. At MetLife, it’s #AllTogetherPossible . Join us!

MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law (“protected characteristics”). If you need an accommodation due to a disability, please email us at [e-mail]. This information will be held in confidence and used only to determine an appropriate accommodation for the application process. MetLife maintains a drug-free workplace.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liabilities.

This posting is for a current vacancy and is anticipated to remain open for at least 90 days from the listed posting date.