Loan Sales Representative - Troy, AL

1st-Franklin-Financial-Corporation; Troy (AL); On-site; USD 42,000 - 54,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Paid time off

Paid holidays

Volunteer time off

Job summary

1 st Franklin Financial Corporation is seeking a Loan Sales Representative to leverage interpersonal skills and knowledge of banking products to meet customer needs in the branch environment.

The role works closely with the Branch Manager and staff, driving product recommendations and loans while ensuring accurate documentation and regulatory compliance. On-site presence is required and a strong focus on achieving sales targets is expected.

Qualifications

• High school diploma or equivalent is required.
• On-site at the branch office is essential; working from home is not permitted.
• Ability to meet licensing requirements of various States and Federal regulators.
• Ability to analyze relevant information and apply individual judgment.
• Advanced interpersonal relationship skills across different levels and settings.
• Maintain confidentiality of business and personal information.
• Action- and result-focused attitude.
• Proficient with MS Office Suite products.
• Must possess a valid driver’s license and ability to operate an automobile.

Responsibilities

• Recommends products and services to support branch sales goals and customer expectations.
• Markets branch products and services to customers and potential customers.
• Conducts assigned collection calls to arrange payments.
• Seeks opportunities to originate new loans with customers.
• Builds knowledge of credit underwriting methods and sales tools.
• Ensures customer information is correct and documents interactions.
• Meets or exceeds branch and individual goals.
• Engages customers to identify needs and respond promptly.
• Builds internal and external relationships.
• Maintains customer confidentiality and privacy.
• Adheres to 1FFC policies and procedures.
• Complies with state and federal regulations.
• Exhibits knowledge of all 1FFC products.
• Seeks additional opportunities and responsibilities.

Skills

Interpersonal skills

Licensing requirements

MS Office

Driver's license

Education

High School Diploma or equivalent

Tools

MS Office Suite

Job description

Join the 1 st Franklin team as a Loan Sales Representative.

Salary: Commensurate with experience

This position leverages interpersonal skills, and business knowledge to meet the needs of our customers. This position works closely with the Branch Manager and staff to build relationships and identify the needs of customers. The Loan Sales Representative is knowledgeable of features of products and services to drive that exceptional customer experience. The LSR interviews customers utilizing professionalism, patience, curiosity, and a results-oriented manner.

Principal Accountabilities and Key Activities

• Recommends product and services to support individual, branch sales goals, and customer expectations
• Markets branch products and services to customers and potential customers
• Conducts assigned collection calls of customer accounts to arrange payment
• Seeks opportunities to originate new loans with new and existing customers
• Develop knowledge of credit underwriting methods and sales tools
• Ensures customer information is correct and documents interactions
• Consistently meets or exceeds branch and individual goals
• Conducts dialogues with customers to identify and respond to needs in a timely and efficient manner
• Builds internal and external relationships
• Ensures customer confidentiality and privileged information is maintained
• Adheres to all 1FFC policies and procedures dialogues
• Complies with all State and Federal regulations
• Exhibits knowledge of all 1FFC products
• Seeks additional opportunities and responsibilities

Education, Qualifications and Experience

• High School Diploma or equivalent
• Serving our customers by working onsite at the branch office is an essential function of this job (working from home is not permitted under any circumstances)
• Ability to meet current Licensing requirements of various States and Federal regulators
• Demonstrate the ability to analyze relevant information and apply individual judgment
• Advanced interpersonal relationship skills at a variety of levels and greatly differing social and business settings
• Ability to maintain confidential business and personal information
• Action and result focused
• Proficient with MS Office Suite products
• Possess a valid driver's license and the ability to operate an automobile

About Us:

1 st Franklin Financial Corporation has been a family run company for over 80 years. Our goal is to provide financial solutions across our footprint. Today we have over 370 offices across the Southeast and continue to expand into new territory. Weoffer you the potential to earn an annual salary. To support your growth, we also offer training programs and other developmental opportunities for employees. Benefits include competitive pay, bonus potential, medical, dental, vision, 401(k), paid time off, paid holidays, and paid volunteer time.

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