Loan Review Lead

Guidehouse Managed Services LLC; Washington (District of Columbia); Hybrid; USD 98,000 - 163,000; Full time

Benefits offered by this job

Medical, Rx, Dental & Vision Insurance

401(k) Retirement Plan

Parental Leave

Tuition Reimbursement

Health Savings Account

Short-Term & Long-Term Disability

Employee Referral Program

Corporate Sponsored Events & Community

Emergency Back-Up Childcare Program

Job summary

Guidehouse is seeking a Loan Review Lead to support the SBA Office of Credit Risk Management (OCRM) by performing detailed reviews of 7(a) and 504 loan files. The role involves analyzing documentation, identifying compliance issues, and documenting findings to support lender oversight and risk management activities.

The position requires a bachelor's degree and five years of SBA loan experience, or nine years with equivalency, plus strong analytical skills and experience with regulatory

Qualifications

• Minimum of five (5) years of recent experience working with SBA 7(a) and/or 504 loans, or nine (9) years of relevant experience in lieu of degree.
• Experience supervising teams and fostering staff development.
• Experience reviewing loan files for compliance, risk, and adherence to regulatory and program requirements.

Responsibilities

• Perform detailed reviews of 7(a) and 504 loan files across origination, servicing, liquidation, and lender oversight scopes.
• Analyze loan documentation, identify compliance issues, and document findings in work papers and reports.
• Prepare clear summaries and draft loan file review reports outlining condition, criteria, cause, effect, and corrective action.
• Use secure systems to manage file reviews, extract data, and support status reporting.

Skills

Analytical skills

Detail-oriented

Communication

MS Office

PII/data security

Education

Bachelor's Degree

Tools

Document management systems

CRM systems

Management workflow systems (MWS)

Job description

Job Family:Financial Account SpecialistTravel Required:NoneClearance Required:Active Public TrustWhat You Will Do:The Loan Review Lead will support the U.S. Small Business Administration (SBA) Office of Credit Risk Management (OCRM) by performing detailed reviews of 7(a) and 504 loan files as part of SBA’s lender oversight and risk management activities. The role involves reviewing loan files across origination, servicing, liquidation, and targeted partial review scopes to assess compliance with SBA Loan Program Requirements as defined in 13 CFR Part 120 and applicable SBA Standard Operating Procedures (SOPs). The reviewer will analyze loan documentation, identify compliance issues or deficiencies, and document findings in structured work papers and loan file review reports.The Loan Review Lead will inventory and analyze loan files, extract and evaluate data from SBA data systems and lender-provided documentation, and identify correctable and uncorrectable exceptions. The role includes working directly with SBA Lenders, under SBA direction, to clarify documentation, resolve preliminary deficiencies when possible, and ensure lenders understand identified risks and requirements. Reviewers will prepare clear, well-supported written summaries and draft and final loan file review reports that outline condition, criteria, cause, effect, and corrective action for identified issues.The Loan Review Lead will use a secure, web-based virtual data warehouse and workflow tracking system to manage file reviews, maintain work papers, and support status reporting. The role requires adherence to strict quality, timeliness, documentation, and data security standards, including the protection of Personally Identifiable Information (PII) and confidential business information. Reviewers may support onsite or remote reviews, participate in quality assurance activities, and contribute to weekly, monthly, or ad hoc reporting provided to SBA.What You Will Need:U.S. Citizenship and ability to obtain and maintain a federal Public Trust.Bachelor's Degree and Minimum of five (5) years of recent experience working with SBA 7(a) and/or 504 loans (e.g., as a third-party reviewer, examiner, auditor, underwriter, loan closer, or liquidation specialist); OR nine (9) years of relevant experience in lieu of degree.Minimum of three (3) years of experience supervising teams and fostering staff professional development.Demonstrated ability to train new team members on technical matters and delivery expectations.Demonstrated experience reviewing loan files for compliance, risk, and adherence to regulatory and program requirements.Working knowledge of SBA Loan Program Requirements, including 13 CFR Parts 103 and 120 and SBA SOPs related to origination, servicing, liquidation, and lender oversight.Strong analytical skills with the ability to identify, document, and clearly explain loan file deficiencies and risks.Experience preparing detailed work papers, loan file review reports, and written summaries that support defensible conclusions.Ability to communicate effectively with SBA personnel and SBA Lenders, including explaining compliance issues and requirements.Strong attention to detail, organization, and ability to manage multiple file reviews simultaneously while meeting delivery timelines.Proficiency with document management systems, workflow tracking tools, and standard Microsoft Office applications (Excel, Word, PowerPoint).What Would Be Nice To Have:Direct experience supporting SBA Office of Credit Risk Management (OCRM) oversight activities, including risk-based reviews, examinations, audits, or increased supervision.Experience performing servicing or liquidation reviews, including eligibility and disbursement testing.Familiarity with quality assurance reviews, forensic reviews, or reviews related to fraud, waste, and abuse.Experience working with virtual data warehouses, customer relationship management (CRM) systems, or management workflow systems (MWS).Experience supporting federal financial regulatory or oversight programs beyond SBA.Willingness and ability to support limited on-site reviews at SBA headquarters, SBA field offices, or SBA Lender locations, as required.Ability to review loan files containing documentation in Spanish.The annual salary range for this position is $98,000.00-$163,000.00. Compensation decisions depend on a wide range of factors, including but not limited to skill sets, experience and training, security clearances, licensure and certifications, and other business and organizational needs.What We Offer:Guidehouse offers a comprehensive, total rewards package that includes competitive compensation and a flexible benefits package that reflects our commitment to creating a diverse and supportive workplace.Benefits include:Medical, Rx, Dental & Vision InsurancePersonal and Family Sick Time & Company Paid HolidaysPosition may be eligible for a discretionary variable incentive bonusParental Leave401(k) Retirement PlanBasic Life & Supplemental LifeHealth Savings Account, Dental/Vision & Dependent Care Flexible Spending AccountsShort-Term & Long-Term DisabilityTuition Reimbursement, Personal Development & Learning OpportunitiesSkills Development & CertificationsEmployee Referral ProgramCorporate Sponsored Events & Community OutreachEmergency Back-Up Childcare ProgramAbout GuidehouseGuidehouse is an Equal Opportunity Employer–Protected Veterans, Individuals with Disabilities or any other basis protected by law, ordinance, or regulation.Guidehouse will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of applicable law or ordinance including the Fair Chance Ordinance of Los Angeles and San Francisco.If you have visited our website for information about employment opportunities, or to apply for a position, and you require an accommodation, please contact Guidehouse Recruiting at 1-571-633-1711 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodation.All communication regarding recruitment for a Guidehouse position will be sent from Guidehouse email domains including @guidehouse.com or [e-mail]. Correspondence received by an applicant from any other domain should be considered unauthorized and will not be honored by Guidehouse. Note that Guidehouse will never charge a fee or require a money transfer at any stage of the recruitment process and does not collect fees from educational institutions for participation in a recruitment event. Never provide your banking information to a third party purporting to need that information to proceed in the hiring process.If any person or organization demands money related to a job opportunity with Guidehouse, please report the matter to Guidehouse’s Ethics Hotline. If you want to check the validity of correspondence you have received, please contact [e-mail]. Guidehouse is not responsible for losses incurred (monetary or otherwise) from an applicant’s dealings with unauthorized third parties.Guidehouse does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Guidehouse and Guidehouse will not be obligated to pay a placement fee.