Loan Processor (Australian Mortgage - Mercury/Connective)

D2B; United States; Remote; USD 12,000 - 14,000; Full time

Job summary

D2B is seeking an Experienced Loan Processor for AU Mortgage, offering a remote, full-time role aligned with Australian hours. You will analyze and manage loan files from initial assessment through settlement, ensuring compliance with lender policies and responsible lending guidelines.

You will interact with lenders, assessors, and solicitors, handling documentation for full-doc, low-doc, and self-employed cases, and you will prepare applications for major Australian banks and non-conforming

Qualifications

• 2+ years of dedicated Loan Processing experience specifically within the Australian mortgage broking industry.
• Proven experience working with Australian broker aggregator platforms (ideally Connective or equivalent software).
• Degree qualified (Bachelor’s degree in Finance, Accounting, Business, or a related field).
• Exceptional verbal and written English communication skills.

Responsibilities

• Evaluate and analyze financial documents for full-doc, low-doc, and self-employed loan applications.
• Prepare and submit loan applications via aggregator platforms to Australian banks and lenders.
• Manage the loan lifecycle from data entry to pre-approval, formal approval, and final settlement.
• Liaise with lenders, credit assessors, valuation firms, and solicitors to resolve policy queries and expedite processing.
• Conduct preliminary credit assessments and borrowing capacity calculations per Australian credit policies.
• Maintain meticulous records and provide proactive tracking updates to the broker.
• Identify risks or mitigants in complex profiles to maximize approval chances.

Skills

Loan processing experience

English communication

Education

Bachelor’s degree in Finance/Accounting/Business

Tools

Australian broker aggregator platforms (Connective)

Job description

Position: Experienced Loan Processor (AU Mortgage)

Salary: PHP 70,000 - 80,000/month

Working Hours & Conditions: Aligned with Australian hours; full-time (remote)

Holidays: AU Holidays

OVERVIEW:

We are looking for an experienced Loan Processor who will serve as an indispensable partner to the broker, meticulously analyzing and managing loan files from initial assessment through to successful settlement. By applying your sharp attention to detail and deep knowledge of lender policies, you will transform diverse financial profiles into smooth, approved outcomes for everyday property buyers.

RESPONSIBILITIES:

• Evaluate and analyze financial documents, including tax returns, bank statements, payslips, and company financials for full-doc, low-doc, and self-employed loan applications.
• Prepare and submit high-quality loan applications via industry-standard aggregator platforms to a diverse panel of major Australian banks and non-conforming lenders.
• Manage the loan lifecycle comprehensively from initial data entry and data verification through to pre-approval, formal approval, and final settlement.
• Liaise professionally with lenders, credit assessors, valuation firms, and solicitors to resolve policy queries, expedite processing times, and fulfill outstanding conditions.
• Conduct preliminary credit assessments and accurate borrowing capacity calculations in strict alignment with current Australian credit policies and responsible lending guidelines.
• Maintain meticulous records and provide clear, proactive tracking updates to ensure the mortgage broker is informed at every stage of the application pipeline.
• Identify potential risks or strong mitigants in complex financial profiles (such as debt consolidation or non-conforming loans) to maximize the probability of approval.

QUALIFICATIONS:

• Experience: Minimum of 2+ years of dedicated Loan Processing experience specifically within the Australian mortgage broking industry.
• Industry Tooling: Proven experience working with Australian broker aggregator platforms (ideally Connective or equivalent software).
• Education: Degree qualified (Bachelor’s degree in Finance, Accounting, Business, or a related field).
• Communication: Exceptional verbal and written English communication skills, with the confidence to articulate complex financial details clearly.

PREFERRED SKILLS (nice to have):

• Lender Expertise: Deep familiarity with the specific credit matrices of Australian tier-1 banks, tier-2 lenders, and specialist/non-conforming lenders.