Loan Processor 1 - Mortgage Administration

First National Bank; Greensboro (NC); Presencial; USD 52.000 - 65.000; Jornada completa

Descripción de la vacante

F.N.B. Corporation is seeking a Loan Processor for Mortgage Administration. The role emphasizes gathering and processing residential mortgage documentation, supporting loan officers, and maintaining thorough loan records to ensure timely underwriting decisions.

You will interact with borrowers, settlement agents and underwriters, ensuring accurate data entry and compliant practices across loan programs and procedures.

Formación

• High school diploma or GED required.
• At least 3 years of related experience.
• Strong organizational, analytical and interpersonal skills.
• Excellent communication skills, both written and verbal.
• Detail-oriented with ability to use office equipment and PC software.
• Proficient in MS Word, MS Excel and MS PowerPoint.
• Knowledge of compliance issues and mortgage-related policies.

Responsabilidades

• Processes residential mortgage loan applications by gathering required documentation.
• Enters data into the LOS and ensures accurate underwriting data.
• Reviews and indexes documents like contracts, IRS returns, appraisals, title commitments.
• Supports loan officers and communicates with borrowers, vendors and underwriters.
• Maintains loan history in the LOS and escalates issues as needed.
• Establishes partnerships with loan officers and operations partners.
• Ensures compliance with regulatory risk and loan program requirements.
• Performs other related duties as assigned.

Conocimientos

Organizational skills

Analytical skills

Interpersonal skills

Communication skills

Detail-oriented

General office equipment

Personal computer

Job-related software

MS Word

MS Excel

MS PowerPoint

Compliance knowledge

Educación

High School or GED

Herramientas

MS Word

MS Excel

MS PowerPoint

Descripción del empleo

Primary Office Location:1205 Westlake Dr Suite 260. Berwyn, Pennsylvania. 19312. Join our team. Make a difference - for us and for your future.

Position Title: Loan Processor - Mortgage Administration

Business Unit: Mortgage Administration

Reports to: Manager of Mortgage Processing

Position Overview:

This position is primarily responsible for gathering, organizing and processing residential mortgage loan documentation and establishing and maintaining loan documentation files.The incumbent functionally supports loan officers and staff, finalizes loan application packages and performs various administrative support duties.The incumbent provides the highest quality of service to every customer.

Primary Responsibilities:

Processes residential mortgage loan applications by identifying and gathering required documentation from Mortgage Loan Officers and Borrowers.Enters data into the Loan Origination System (LOS) and ensures appropriate documentation and data entry occur in order to ensure an accurate underwriting determination in an accurate and timely manner.

Collects and reviews sales contracts, credit reports, Internal Revenue Service (IRS) returns, construction plans and specifications, appraisals, title commitments, flood certificates, etc. according to established policies and procedures.Properly indexes all received documentation in the imaging system.Orders and reviews any verifications, re-verifications, insurance commitments as required.

Functionally supports loan officers by facilitating the exchange of information necessary to complete loan transactions.This communication pertains to the borrowers, settlement agents, insurance providers or any other resources necessary to perfect the loan file for submission. Maintains communication with underwriters to identify and facilitate condition clearance.

Documents all communication and loan milestone detail in the notes section of the loan origination system to facilitate management and audit reviews.Ensures a well documented, easy to review loan history so as to ensure the loan file demonstrates the accurate transaction history.Escalates issues as necessary to the appropriate source for an accurate resolution.

Performs an initial review of documentation to troubleshoot for any potential issues that might jeopardize loan approvals.Reviews any pertinent loan documentation or third party documentation to this end and indexes all accordingly.

Establishes partnerships with loan officers and operations partners in order to facilitate mortgage loan origination.Acts as a liaison for the field within operations and externally with vendors and borrowers to represent the company as a primary contact for the organization in order to ensure the timely completion of transactions.

Maintains an understanding of compliance and regulatory risk relevant to processing mortgage loan applications.Maintains knowledge of all loan programs and program requirements.

Performs other related duties and projects as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.

F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:

High School or GED

Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:

3

Skills Required to Perform the Primary Responsibilities of this Position:

Excellent organizational, analytical and interpersonal skills

Excellent communication skills, both written and verbal

Detail-oriented

Ability to use general office equipment

Ability to use a personal computer and job-related software

MS Word - Basic Level

MS Excel - Basic Level

MS PowerPoint - Basic Level

Knowledge of compliance issues, secondary market and job-related policies and procedures.

Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:

N/A

Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.

FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.