Loan Ops Commercial Loan Closer

United Community Bank; Cornelius (NC); On-site; USD 42,000 - 71,000; Full time

Job summary

United Community Bank is seeking a Loan Operations Commercial Loan Closer (CLC) to manage the closing process for C&I and CRE loans. You will collaborate with CRM and LOA partners to ensure timely closures, complete due diligence, and accurate documentation.

The role emphasizes independent work, strict compliance, and meticulous review of loan documents. Prior commercial loan experience and strong MS Office skills are highly valued, with full-time, on-site involvement in Cornelius, NC.

Qualifications

• 5+ years in financial services, with a preference for commercial loan experience.
• Strong interpersonal, verbal, and written communication skills.
• Proficiency with MS Office Suite (Outlook, Word, Excel, SharePoint).
• Knowledge of federal and state banking regulations.
• Excellent customer service skills.
• Attention to detail.
• Strong problem-solving and critical thinking abilities.
• Organizational and time management skills to balance multiple priorities and meet deadlines.
• Commitment to compliance training and continuous learning.

Responsibilities

• Review approved credit requests to identify required pre-close conditions and due diligence needs.
• Order and review due diligence items (Title Commitments, UCC searches, Flood determinations, insurance proofs, surveys, entity documents, appraisals, env assessments, Good Standing, Beneficial Ownership).
• Ensure due diligence items are received and reviewed for loan document creation and lien perfection.
• Submit loan details to Doc Prep team for closing documentation.
• Coordinate with approved attorneys to prepare/close loan documents.
• Schedule closing dates with attorneys, title companies, customers, CRM, and LOA.
• Review draft closing documents and settlement statements for accuracy.
• Provide final approval to close once conditions are satisfied.
• Verify executed documents and forward to Loan Servicing for booking.
• Ensure supporting documentation is loaded to CreditLens or imaging system.
• Assist with initial loan disbursement at closing as second required signature.
• Deliver exceptional service to internal and external clients with urgency.

Skills

Interpersonal communication

Verbal communication

Written communication

Organizational skills

Time management

Attention to detail

Problem solving

Compliance awareness

Education

College degree in business or paralegal certification

Tools

MS Office Suite

Job description

Overview

Join our dynamic team as aLoan Operations Commercial Loan Closer (CLC)and play a pivotal role in the commercial lending process. You'll collaborate with Commercial Relationship Managers (CRM) and Loan Officer Assistants (LOA) to oversee the closing process for all new, renewed, and modified C&I and CRE loans. As a key communicator, you'll interact with various partners to ensure a smooth and timely loan closing process. This role offers the opportunity to work independently and handle a variety of tasks to ensure all approval conditions and due diligence items are met for loan document preparation and processing.

What You’ll Do

• Review and Identify:Analyze approved credit requests to pinpoint required pre-close conditions and due diligence needs.
• Due Diligence:Order and review essential due diligence items such as Title Commitments, UCC searches, Flood determinations, Proof of insurance, Surveys, Entity documents, Real estate appraisals, Environmental Assessments, Good Standing Certificates, and Beneficial Ownership.
• Monitor and Confirm:Ensure all due diligence items are received and reviewed for accurate loan document creation and lien perfection.
• Document Preparation:Submit loan details to the internal Doc Prep team for closing documentation.
• Legal Coordination:Engage with approved attorneys to prepare and/or close loan documents.
• Scheduling:Coordinate closing dates and times with all relevant parties, including attorneys, title companies, customers, CRM, and LOA.
• Accuracy Check:Review draft closing documents and settlement statements for accuracy, ensuring they align with loan approval.
• Clear to Close:Provide final approval for closing once all conditions and due diligence requirements are satisfied.
• Document Review:Verify executed documents for complete and accurate signatures, then forward to Loan Servicing for booking.
• Documentation Management:Ensure all supporting documentation is properly loaded to CreditLens and/or submitted for imaging.
• Initial Disbursement:Assist with initial loan disbursement at closing, acting as the second required signature.
• Customer Service:Deliver exceptional service to internal and external clients with urgency and a positive attitude.

Requirements For Success

• 5+ years in the financial services industry, with a preference for commercial loan experience
• Strong interpersonal, verbal, and written communication skills.
• Proficiency with MS Office Suite (Outlook, Word, Excel, SharePoint).
• Knowledge of federal and state banking regulations.
• Excellent customer service skills.
• Attention to detail.
• Strong problem-solving and critical thinking abilities.
• Organizational and time management skills to balance multiple priorities and meet deadlines.
• Commitment to compliance training and continuous learning.

• Preferred Skills:
  • College degree in business or paralegal certification.

Conditions of Employment

• Conditions of Employment:

  • Must be able to pass a criminal background & credit check
  • This is a full-time, non-remote position

• FLSA status: Non-exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Pay Range

USD $42,061.00 - USD $70,822.00 /Yr.