Loan Officer - External

Washington State Employees Credit Union; Olympia (WA); On-site; USD 20,000 - 25,000; Full time

Benefits offered by this job

Medical, Dental, and Vision Insurance

401(k) with 8.5% contribution

Paid Volunteer Leave

Tuition Assistance

Employee Discounts

Job summary

Washington State Employees Credit Union is seeking a driven Mortgage Loan Officer to enhance their residential lending presence in Olympia, Washington. In this role, you will build relationships with referral partners and guide members through the home financing process, ensuring high levels of service.

Requirements include a minimum of three years in mortgage origination and familiarity with FHA/VA standards. Competitive pay starts at $20.19 hourly plus commission, with excellent benefits, including medical insurance and 401(k) matching.

Qualifications

• At least three years of mortgage loan origination experience.
• Familiarity with FHA and VA requirements is necessary.
• Bonus points for experience with condos, jumbo loans, and manufactured homes.

Responsibilities

• Originate mortgage loans, ensuring accurate pricing and disclosures.
• Achieve production goals through active marketing of mortgage products.
• Deliver high-quality member experience in the mortgage process.

Skills

Mortgage loan origination experience

FHA/VA requirements familiarity

Relationship building

Education

College degree in business or related field

Job description

Job Summary

WSECU is seeking a driven and relationship-focused Mortgage Loan Officer – External to grow our residential lending presence in the community. In this role, you’ll build and cultivate a strong network of referral partners, develop new business opportunities, and guide members through the home financing process with confidence and care. You’ll own your production through proactive outreach and a strategic marketing plan while delivering exceptional service that reflects WSECU’s Brand Promise.

Responsibilities

• Originate mortgage loans, ensuring accurate pricing, structuring, and timely, compliant disclosures.
• Achieve or exceed production goals by actively marketing WSECU mortgage products, developing an individual marketing plan, and participating in campaigns and advertising.
• Deliver a high-quality member experience by upholding WSECU’s Brand Promise and collaborating with internal partners to enhance the end‑to‑end mortgage process.
• Manage the full loan lifecycle, including maintaining an active pipeline, submitting complete loan packages, and communicating proactively to ensure timely closings.
• Maintain required licensing and professional expertise, including NMLS continuing education and staying current on products, pricing, systems, and industry trends.
• Participate in team and organizational routines, including sales meetings, trainings, and business activities, while supporting team operations as needed.
• Contribute to continuous improvement by identifying opportunities, monitoring market trends, and supporting process enhancements.

Qualifications

• At least three (3) years of demonstrated mortgage loan origination experience, including familiarity with FHA/VA requirements.
• College degree in business or closely related field preferred (related experience may be substituted, year for year, for academic achievement).
• Bonus points if you have experience with condos, jumbo loans, and manufactured homes.

Benefits

• Competitive Pay: $20.19 (or $22.21 for King County hires) hourly plus commission, with an annual discretionary incentive plan and benefits package.
• Insurance: Medical, Dental, Vision, and Life Insurance with premiums paid by WSECU.
• Full‑time employees accrue general leave and sick leave on a monthly basis; part‑time employees accrue general leave on a monthly basis.
• 11 paid holidays.
• Full‑time employees: employer‑paid Long Term Disability & Long‑term Care plan.
• Part‑time employees: employer‑paid Long Term Care plan.
• 401(k) with 8.5% contribution by WSECU beginning in the 1st quarter after 1 year of service.
• Paid Volunteer Leave.
• Tuition Assistance.
• Employee Assistance Program & Employee Discounts.

Location & Schedule

Where we’re located: 330 Union Ave SE, Olympia, WA 98501 (HQ). Where you’ll work: This role operates out of WSECU branches all over Washington state, with some expected days at our HQ location. Schedule: Monday – Friday, 8:30am – 5:30pm, full‑time minimum 40 hours per week, with scheduling flexibility required to meet the needs of this non‑exempt position.

Contact

Contact us at 360‑754‑2118 with any questions. Visa sponsorship not available.

Equal Employment Opportunity

We champion our employees’ unique differences because we believe diversity is critical to the success of our members and the communities we serve. We’re proud to provide a workplace based on equality and do not discriminate based on race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law. Accommodations are available for applicants with disabilities. If you are an individual with a disability and require a reasonable application to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact 360‑754‑2118 or email us for assistance.