Loan Officer - External

WSECU; Chehalis (WA); On-site; USD 27,813 - 30,596; Full time

Benefits offered by this job

Medical, Dental, Vision, and Life Insurance

401(K) with 8.5% Contribution

Paid Volunteer Leave

Tuition Assistance

Employee Assistance Program

Job summary

WSECU is seeking a driven Mortgage Loan Officer - External to expand residential lending in the community. This role involves originating mortgage loans, achieving production goals, and providing exceptional service. Applicants should have at least three years of experience in mortgage loan origination and a relevant degree is preferred. The position offers competitive pay at $20.19 per hour plus commission, with comprehensive benefits and a focus on community engagement.

Qualifications

• At least three years of demonstrated mortgage loan origination experience.
• Preferred: College degree in business or closely related field.
• Familiarity with FHA/VA requirements is beneficial.

Responsibilities

• Originate mortgage loans with accurate pricing and timely disclosures.
• Achieve production goals through active marketing and campaigns.
• Deliver high-quality member experience throughout the loan process.
• Manage the full loan lifecycle and maintain an active pipeline.
• Maintain required licensing and professional expertise.

Skills

Mortgage loan origination experience

FHA/VA requirements familiarity

Building relationships

Education

College degree in business or related field

Job description

Overview

WSECU is seeking a driven and relationship-focused Mortgage Loan Officer - External to grow our residential lending presence in the community! In this role, you’ll build and cultivate a strong network of referral partners, develop new business opportunities, and guide members through the home financing process with confidence and care. You’ll own your production through proactive outreach and a strategic marketing plan, while delivering exceptional service that reflects WSECU’s Brand Promise. If you’re a self-starter who thrives on building connections, staying ahead of market trends, and turning opportunities into results, this is your chance to make a meaningful impact and grow your pipeline!

Your Day May Include

• Originate mortgage loans, ensuring accurate pricing, structuring, and timely, compliant disclosures
• Achieve or exceed production goals by actively marketing WSECU mortgage products, developing an individual marketing plan, and participating in campaigns and advertising
• Deliver a high-quality member experience by upholding WSECU’s Brand Promise and collaborating with internal partners to enhance the end-to-end mortgage process
• Manage the full loan lifecycle, including maintaining an active pipeline, submitting complete loan packages, and communicating proactively to ensure timely closings
• Maintain required licensing and professional expertise, including NMLS continuing education and staying current on products, pricing, systems, and industry trends
• Participate in team and organizational routines, including sales meetings, trainings, and business activities, while supporting team operations as needed
• Contribute to continuous improvement by identifying opportunities, monitoring market trends, and supporting process enhancements

What You Bring To The Team

• At least three (3) years of demonstrated mortgage loan origination experience, including familiarity with FHA/VA requirements
• College degree in business or closely related field is preferred (related experience may be substituted, year for year, for academic achievement)

Bonus Points If You Have

• Experience with condos, jumbo loans, and manufactured homes

Competitive Pay

$20.19 ($22.21 for King County Hires) hourly + commission, and an annual discretionary incentive plan and benefits package.

Where we’re located

330 Union Ave SE, Olympia, WA 98501 (HQ)

Where you’ll work

This role operates out of WSECU branches all over WA State. Please check our Branch Locations to find which are closest to you. Additionally, there are some expected days at our HQ location.

When you’d work

Monday - Friday 8:30am – 5:30pm, full time minimum 40 hours per week, with scheduling flexibility required to meet the needs of this non-exempt position.

Perks

• Medical, Dental, Vision, and Life Insurance with Premiums paid by WSECU
• Full-Time Regular employees accrue general leave and sick leave, on a monthly basis
• Part-Time employees accrue general leave, on a monthly basis
• 11 Paid Holidays
• Employer paid Long Term Disability & Long-Term Care plan for Full-Time employees
• Employer paid Long Term Care plan for Part-Time employees
• 401(K) with 8.5% Contribution by WSECU to begin 1st quarter after 1 year of service
• Paid Volunteer Leave
• Tuition Assistance
• Employee Assistance Program & Employee Discounts
• And, you get to work with some awesome people!

Equal Employment Opportunity

We champion our employees’ unique differences because we believe diversity is critical to the success of our members and the communities we serve. We’re proud to provide a workplace based on equality and do not discriminate based on race, color, religion, creed, national origin, ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, gender identity, marital status, or any other legally recognized protected basis under federal, state or local law.

Accommodations are available for applicants with disabilities. If you are an individual with a disability and require a reasonable application to complete any part of the application process, or are limited in the ability or unable to access or use this online application process and need an alternative method for applying, you may contact 360-754-2118 or email us for assistance.