Loan Officer (consumer)

Northwest Plus Credit Union; Everett (WA); On-site; USD 32,000 - 39,000; Full time

Job summary

Northwest Plus Credit Union in Everett, WA, is seeking a Consumer Loan Officer who will handle member and indirect loan applications from origination through funding.

The role requires 2+ years lending background, strong communication skills, and the ability to work independently in a busy environment. Bilingual English/Spanish is preferred. This is a full-time position located in Everett, with standard lending procedures and a focus on excellent member service.

Qualifications

• 2+ years of lending background preferred.
• High School Diploma or equivalent.
• Bilingual English/Spanish preferred.
• Excellent communication skills, verbal and written.

Responsibilities

• Input loan applications and review online submissions.
• Read and understand credit reports.
• Complete consumer loan underwriting within personal limits.
• Scan loan documents into imaging system.
• Adhere to Lending & CU policies and procedures.
• Provide exceptional member service.
• Represent the credit union in a courteous, professional manner.

Skills

Lending experience

Excellent communication

Customer service

Verbal communication

Written communication

Detail oriented

Independent work

Self-motivated

Professional appearance

Credit union familiarity

Education

High School Diploma or equivalent

2+ years lending background

Tools

Microsoft Office

Database software

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Loan Officer (consumer)

Full Time Everett, WA, US

4 days ago Requisition ID: 1033

Salary Range: $23.00 To $28.00 Hourly

POSITION TITLE: Consumer Loan Officer

SALARY: $23-$28 hourly

Bilingual preferred English/Spanish

SUMMARY:

Provide exceptional service to our members and expand consumer loan relationships by handling member and indirect loan applications. Accurately and efficiently, process loan applications, from origination through funding.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Inputting loan applications, review and process online applications.
• Ability to read and understand credit reports.
• Complete Consumer Loan Underwriting within assigned personal limits and guidelines.
• Scan loan documents into imaging system.
• Familiarize with and adhere to Lending & CU policies and procedures.
• Responsible for exceptional member service.
• Represent the credit union in a courteous, honest and professional manner while maintaining confidentiality with all member data.
• Must be able to work independently and handle multiple priorities under pressure of deadlines and time restraints.
• Ability to; multi task, set priorities, demonstration proficient attention to details, meet deadlines and be well organized.
• Be familiar with and adhere to Consumer Loan rules and regulations.
• As a staff member of NW Plus CU you are expected to adhere to policies, procedures and reporting requirements. In addition, all assigned training will be completed in a timely manner as set forth by the BSA Officer in accordance to Board approved BSA, CIP and OFAC Programs.
• Other duties and tasks as assigned.

PERFORMANCE STANDARDS:

Performs assigned duties with minimal direct supervision once proper training is completed.

COMPUTER SKILLS:

To perform this job successfully, an individual should be proficient in Microsoft Office Products and other Database software.

QUALIFICATION REQUIREMENTS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge,

skill, and/or ability required.

• Ability to work independently in a non-supervised environment.
• Familiarity with the credit union systems, preferred.
• Excellent communication skills, customer service, verbal and written communication.
• Professional in appearance.
• Must be self motivated, detail oriented and highly organized with proven follow-through capabilities.
• Previous lending experience preferred.

EDUCATION and/or EXPERIENCE:

2+ years of lending background preferred.

High School Diploma or equivalent

PHYSICAL DEMANDS AND WORK ENVIRONMENT:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• The employee will operate in a general office environment, using office equipment such as a phone and a computer. The employee must be able to bend, squat and lift occasionally when accessing storage. Standing or sitting for extended periods.
• The noise level in the work environment is usually quiet to moderate as compared to a private office with light foot traffic and office equipment. The employee must be able and willing to interact frequently with the public.

NOTE: Job descriptions are not intended, and should not be constructed to be exhaustive lists of all responsibilities, skills, efforts, and working conditions associated with the job.

The credit union is an Equal Opportunity employer. Background reviews, including criminal and credit histories conducted prior to selection.