Loan Officer - Albion

Madison County Bank; Albion (CA); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Health insurance

401(k)

Paid vacation/holidays

ESOP

Professional development

Job summary

Boone County Bank is seeking a motivated Loan Officer to join our growing team. This individual will build and maintain customer relationships, evaluate loan requests, and provide exceptional service throughout the lending process.

The ideal candidate is passionate about helping customers succeed financially, enjoys a collaborative environment, and is eager to grow expertise across multiple lending areas.

Qualifications

• Previous lending, banking, finance, or sales experience preferred.
• Strong interpersonal and communication skills.
• Ability to build trust and long-term customer relationships.
• Detail-oriented with sound decision-making abilities.
• Knowledge of credit analysis and underwriting principles is a plus.
• Commitment to community involvement and customer service.

Responsibilities

• Develop and maintain strong customer relationships within the community
• Interview applicants and evaluate financial information to determine lending needs
• Originate, process, and manage loans in accordance with bank policies and regulatory requirements
• Educate customers on loan products and financial solutions
• Collaborate with other bank team members to deliver excellent customer service
• Participate in business development and community involvement activities
• Maintain knowledge of lending regulations, underwriting standards, and market conditions
• Support customers with a variety of lending needs, including Agricultural, Commercial, Consumer, and Real estate and mortgage loans

Skills

Lending experience

Customer relationships

Communication skills

Credit analysis

Team collaboration

Education

Bachelor’s degree in business or related field

Tools

CRM software

Job description

Join a Community Bank That Does More

At Boone County Bank, we believe banking is personal. Our loan officers are trusted advisors who help customers navigate life’s biggest financial decisions — from purchasing a home or expanding a business to financing agriculture operations or consumer needs. What makes us different is our team approach. While our loan officers may develop expertise in a specific lending area, we work collaboratively and remain available to support customers across all types of loans. This creates opportunities for professional growth, stronger customer relationships, and a more rewarding career.

Career Details

Full Time Albion Posted on 11/2/2026

Loan Officer – Boone County Bank

At Boone County Bank, we believe banking is personal. Our loan officers are trusted advisors who help customers navigate life’s biggest financial decisions — from purchasing a home or expanding a business to financing agriculture operations or consumer needs. What makes us different is our team approach. While our loan officers may develop expertise in a specific lending area, we work collaboratively and remain available to support customers across all types of loans. This creates opportunities for professional growth, stronger customer relationships, and a more rewarding career.

Position Summary

Boone County Bank is seeking a motivated and relationship-focused Loan Officer to join our growing team. This individual will build and maintain customer relationships, evaluate loan requests, and provide exceptional service throughout the lending process. The ideal candidate is passionate about helping customers succeed financially, enjoys working in a collaborative environment, and is eager to grow expertise across multiple lending areas.

Responsibilities

• Develop and maintain strong customer relationships within the community
• Interview applicants and evaluate financial information to determine lending needs
• Originate, process, and manage loans in accordance with bank policies and regulatory requirements
• Educate customers on loan products and financial solutions
• Collaborate with other bank team members to deliver excellent customer service
• Participate in business development and community involvement activities
• Maintain knowledge of lending regulations, underwriting standards, and market conditions
• Support customers with a variety of lending needs, including:
  • Agricultural loans
  • Commercial loans
  • Consumer loans
  • Real estate and mortgage loans

Qualifications

• Previous lending, banking, finance, or sales experience preferred
• Strong interpersonal and communication skills
• Ability to build trust and long-term customer relationships
• Detail-oriented with sound decision-making abilities
• Knowledge of credit analysis and underwriting principles is a plus
• Commitment to community involvement and customer service
• Bachelor’s degree in business, finance, agriculture, or related field preferred, but not required

Why Join Boone County Bank?

• Community-focused culture with local decision-making
• Opportunity to specialize while gaining exposure to all lending areas
• Supportive, team-oriented environment
• Competitive compensation and benefits package
• Professional development and advancement opportunities
• Meaningful work that impacts local families, farms, and businesses

Benefits

Full time benefits include health, dental, life, and disability insurance, 401(k), paid vacation/holidays, ESOP and other benefits.