Loan Officer, AACU Branch Operations

American Airlines; Los Angeles (CA); In loco; USD 42.000 - 59.000; Tempo pieno

Vantaggi offerti da questo lavoro

Travel perks

Health benefits

Wellness programs

401(k) program

Employee discounts

Descrizione del lavoro

American Airlines Credit Union at LAX seeks a Member Services Representative to build long-term member relationships by matching needs to credit products and lending solutions. You will process loan applications, analyze credit, and promote services while maintaining compliance with regulations.

In-person at the LAX branch, you’ll support cross-selling, provide notary services, and may work evenings or weekends. Strong customer service and financial background required.

Competenze

• In-person at LAX airport branch, strong background in a financial institution
• Experience with consumer loan processing or underwriting in the last 12 months
• Ability to cross-sell Credit Union products and services

Mansioni

• Process new loan applications by interviewing members and reviewing documents
• Exercise lending authority for loan requests including consumer loans
• Promote positive name recognition for the Credit Union
• Provide Notary Services and coverage for management vacations
• Identify cross-selling opportunities with branch staff
• Handle member inquiries and resolve issues promptly
• Ensure compliance with Bank Secrecy Act and related regulations
• Maintain branch coverage and support daily operations

Conoscenze

Member service skills

Sales / cross-selling

Communication skills

Time management

Attention to detail

Math ability

Teamwork

Independent work

English proficiency

Spanish language (plus)

Formazione

High School diploma or GED

Bachelor's degree in Business / Finance or related field (preferred)

Strumenti

Microsoft Office

Descrizione del lavoro

Job Description

Intro

Are you ready to explore a world of possibilities, both at work and during your time off? Join our American Airlines family, and you’ll travel the world, grow your expertise and become the best version of you. As you embark on a new journey, you’ll tackle challenges with flexibility and grace, learning new skills and advancing your career while having the time of your life. Feel free to enrich both your personal and work life and hop on board!

Why you'll love this job

This job is within the American Airlines Credit Union and located at our branch inside LAX airport (adds extra time to commute due to employee parking/shuttle) . The role is responsible for building member-relationships for the long term by matching member-needs to American Airlines Credit Union products, services and lending solutions. The pay range for this position is between 42k - 59k and is dependent on your experience and what level you are brought in at.

What you'll do

• Processnew loan applications, which includes interviewing the member, analyzing credit reports and documentation and offering the best product to meet member needs
• Exerciselending authority to correctly handle all loan requests, including but not limited to consumer loans
• Creates and promotes positive name recognition for the Credit Union
• Supportor speakpublicly at special Credit Union events
• Workwith branch/department managers and staff to identify and leverage cross-selling opportunities
• Researchmember inquiries and providesolutions as required in a timely manner
• Maintainawareness of all branch functions and duties to ensure proper support and coverage is provided at all times
• Implementand enforceinternal control and security measures in accordance with Credit Union policies and government regulations
• Fostera culture that promotes teamwork, service excellence and relationship building
• Handleresponsibilities of a Member Services Representative as needed
• PerformNotary Services as required
• Providecoverage for management vacations
• May work a rotating Saturday schedule depending on job location
• Performother duties as assigned
• The selected candidate will be responsible for ensuringthe security and confidentiality of all account and related information which is part of their work and for ensuring that his/her work is in compliance with all applicable laws and regulations including, but not limited to, the Bank Secrecy Act.

All you'll need for success

Minimum Qualifications- Education & Prior Job Experience

• High School diploma or GED equivalent
• Must be able to work in-person at LAX airport branch
• Must have strong working background in a financial institution and relevant consumer loan processing or underwriting experience within the last twelve months
• Job level to be determined by the candidate's skills, qualifications and experience
• Pay range: 42k - 59k

Preferred Qualifications- Education & Prior Job Experience

• Bachelor's Degree in Business, Finance, related area, or equivalent financial services experience, or a combination of education and experience that provides the necessary skills and knowledge to satisfactorily perform the essential job functions
• Lending and sales-culture environmentexperience
• Bilingual in Spanish (read, speak and write)

Skills, Licenses & Certifications

• Skilled in Microsoft Office software (i.e., Word, Excel, Access, PowerPoint) gained through either work experience with the software or education and hands-on use of the software
• Must fulfill FAA criminal background checks to qualify for unescorted access privileges to airport security identification display areas (SIDA), if applicable
• Ability to exercise excellent member service skills
• Ability to perform in a sales-culture environment with a desire to cross sell Credit Union products and services
• Ability to perform in a fast paced environment, handle multiple tasks and function as an integral part of a team
• Ability to interact professionally with all employees and members
• Ability to speak, read, and write in English is required; Spanish is a plus
• Ability to work independently and with minimal supervision
• Ability to perform basic math calculations and analyze data
• Ability to self-motivate with strong organization skills and capacity for attention to detail
• Ability to effectively prioritize work and meet deadlines
• Ability to sit and/or stand for extended periods of time
• Abiliyt to work varying schedules, including evenings and weekends
• Ability to travel overnight
• Ability to maintain satisfactory performance and attendance
• Ability to pass applicable American Airlines and Credit Union pre-hire compliance checks

What you'll get

Feel free to take advantage of all that American Airlines has to offer:

• Travel Perks: Ready to explore the world? You, your family and your friends can reach 365 destinations on more than 6,800 daily flights across our global network.
• Health Benefits: On day one, you’ll have access to your health, dental, prescription and vision benefits to help you stay well. And that’s just the start, we also offer virtual doctor visits, flexible spending accounts and more.
• Wellness Programs: We want you to be the best version of yourself – that’s why our wellness programs provide you with all the right tools, resources and support you need.
• 401(k) Program: Available upon hire and, depending on the workgroup, employer contributions to your 401(k) program are available after one year.
• Additional Benefits: Other great benefits include our Employee Assistance Program, pet insurance and discounts on hotels, cars, cruises and more

Feel free to be yourself at American

From the team members we hire to the customers we serve, inclusion and diversity are the foundation of the dynamic workforce at American Airlines. Our 20+ Team Member Business Resource Groups are focused on connecting our team members to our customers, suppliers, communities and shareholders, helping team members reach their full potential and creating an inclusive work environment to meet and exceed the needs of our diverse world.
Are you ready to feel a tremendous sense of pride and satisfaction as you do your part to keep the largest airline in the world running smoothly as we care for people on life’s journey? Feel free to be yourself at American.