Loan Officer

Talentify; Toms River (NJ); On-site; USD 225,000 - 275,000; Full time

Job summary

PRMG is actively seeking a licensed Mortgage Loan Officer in New Jersey to verify, process, and advise on home loans. You will work with clients, coordinate with internal teams, and ensure accurate loan data throughout the origination process.

The role requires an active NMLS license, 2–5 years of experience, and one of: funding more than 2 loans per month, Xinnix Training, or a branch mentor assigned to fund more than 2 loans per month. Strong communication and confidentiality are essential.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience preferred.
• Must meet one of the following options: actively funding more than 2 loans/month, Xinnix Training completion for Loan Origination, or an origination mentor assigned by the branch who funds more than 2 loans/month.

Responsibilities

• Verifies, compiles, and inputs mortgage loan application information.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify data completeness and standards.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.

Skills

Decision making

Communication

Confidentiality

Organizational skills

Interpersonal skills

Problem solving

Judgment

Education

NMLS license

Job description

Overview

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

PRMG offers a comprehensive benefits package for our full-time employees and their dependents, which includes medical, dental, vision, life insurance, short-term disability, long-term disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other products, based on benefits eligibility, elections, and employee premiums. Upon hire, you will be eligible to enroll in all our company-sponsored benefit programs (Medical, Dental, Life, and Voluntary) on the first of the following month. After completing 60 days, you will be eligible to enroll in our 401(k) program on the first of the following month. Additionally, eligible employees may apply for job openings through PRMG’s Internal and External Job Portal to request a transfer to a different department or position.

Responsibilities

Essential Job Functions

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

Responsibilities

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience are preferred.
• Must also meet one of the following 3 options:
• Actively funding more than 2 loans/month, or
• Xinnix Training completion for Loan Origination required, or
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel

• May be required.

Min

USD $0.00/Yr.

Max

USD $250,000.00/Yr.