Loan Officer

Paramount Residential Mortgage Group Inc. (PRMG Inc.); Mount Pleasant (SC); Hybrid; USD 50,000 - 70,000; Full time

Job summary

Paramount Residential Mortgage Group Inc. (PRMG Inc.) in Mount Pleasant seeks a dedicated Loan Officer to manage mortgage loan processing. Responsibilities include developing strategies, verifying application details, and advising clients on home loan options.

The ideal candidate will have 2-5 years of experience and a valid NMLS license. Strong judgment, communication, and organizational skills are essential for this role.

Travel may be required, as much of the work involves meeting clients in various locations.

Qualifications

• Two to five years’ experience in mortgage financing preferred.
• Valid NMLS license required.
• Actively funding more than 2 loans/month is a plus.

Responsibilities

• Develop and implement strategies to satisfy customer needs.
• Verify, compile, and input application information for mortgage loans.
• Discuss home loan options with clients.
• Review mortgage application data for completeness.
• Inform supervisor of title or survey discrepancies.

Skills

Ability to make sound judgments

Problem-solving skills

Ability to maintain confidentiality

Excellent communication skills

Organizational skills

Education

Applicable state licensing

Job description

Overview

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator.

Responsibilities

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing.

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience are preferred.
• Must also meet one of the following 3 options:
• Actively funding more than 2 loans/month,
• Xinnix Training completion for Loan Origination required,
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel

• May be required.