Loan Officer

Paramount Residential Mortgage Group Inc. (PRMG Inc.); Miami (FL); On-site; USD 62,000 - 144,000; Full time

Job summary

Paramount Residential Mortgage Group Inc. (PRMG Inc.) is seeking an Originator in Florida. This role focuses on responsible loan origination, client advisory, and file accuracy to close mortgages efficiently.

PRMG offers aggressive compensation up to 225bps, inbound leads, and in-house underwriting and funding to support your success as a mortgage loan professional.

Qualifications

• Current, valid NMLS license or appointment and appropriate State licensing in good standing.
• Two to five years’ mortgage loan experience preferred.
• Experience actively funding loans or completing related training/mentorship programs.

Responsibilities

• Verifies, compiles, and inputs mortgage loan application information.
• Discuss and advise clients on home loan options.
• Reviews applications to ensure data completeness and compliance with standards.
• Inform supervisor of discrepancies in title or survey.
• Perform other related duties as assigned.

Skills

Strong communication

Problem solving

Judgment and discretion

Organizational skills

Confidentiality

Education

NMLS license

Job description

Overview

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture.

What We Offer Loan Officers:

• Aggressive Compensation Plan up to 225bps
• Marketing (We make the phone ring)
• We offer Lead quality and quantity
• Inbound pre-screened leads
• Fund loans in 23 days
• Referral Generation System. We take care of your Real Estate agents. If you have agents, we will help you get more. If you don't have any, we will get you started.
• Rewarding Career - looking for true professionals, not order takers, must be a closer
• WE are a Direct Lender and we kept the ability to Broker Specialty Programs and Reverse. Approved with everyone. You won't miss an opportunity.
• In-house UW, Docs, Fund. Fully Delegated Conventional, FHA, VA and USDA
• Very competitive rates in the market place with the ability to be competitive with your low cost leaders.
• Integrate CRM, pricing engine, and LOS to price deals

We look forward to helping you succeed as an Originator.

Responsibilities

Essential Job Functions:

• Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services.
• Coordination: Uses judgment and discretion to ensure uninterrupted flow of business.
• Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company’s internal departments to ensure cohesive business flow.
• Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines.
• Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges.

Responsibilities:

• Verifies, compiles, and inputs application information for mortgage loans.
• Discuss and advise the client of their home loan options.
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment.
• Informs supervisor of discrepancies in title or survey.
• Performs other related duties as assigned.
• Current, valid NMLS license or appointment and appropriate State licensing in good standing.

Qualifications

• Must have applicable state licensing.
• Two to five years’ experience are preferred.
• Must also meet one of the following 3 options:
• Actively funding more than 2 loans/month, or
• Xinnex Training completion for Loan Origination required, or
• Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement).

Skills

• Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues.
• Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
• Ability to handle detailed assignments and maintain confidentiality.
• Excellent communication and interpersonal skills.
• Organizational skills necessary to prioritize workload and delegate responsibility.

Travel

• Might be required

Min

USD $62,000.00/Yr.

Max

USD $144,000.00/Yr.