Loan Officer

Lower, LLC; Columbus (OH); On-site; USD 55,000 - 90,000; Full time

Benefits offered by this job

Uncapped commission

Warm leads

Cutting-edge technology

Rapid career growth

Training & mentorship

Job summary

Lower, LLC in Columbus, OH is seeking a Loan Officer to guide customers through the home financing journey. You’ll connect with potential clients, assess their needs, and present loan options with expert guidance and a service-first mindset.

Training is provided, including preparing for the NMLS exam and running the full sales cycle. The role features uncapped commissions, warm leads, cutting-edge technology, rapid career growth, and strong team support.

Qualifications

• Excellent communication and interpersonal skills.
• Ability to assess client needs and explain loan options clearly.
• Adaptability and comfort working in a fast-paced sales environment.

Responsibilities

• Engage and build relationships with potential clients.
• Provide expert guidance on loan options tailored to client needs.
• Analyze financial data to identify the best financing solutions.
• Present loan programs that align with company and regulatory standards.
• Close deals and help customers reach their homeownership and financial goals.

Skills

Persuasive communicator

Sales-driven

Rapport building

Fast learner

Job description

We believe homeownership is one of the most powerful ways people can build long-term wealth. Our mission at Lower is to make that path simpler, more accessible, and more connected.

We’re building a one-stop shop homeownership platform that brings together real estate, mortgage lending, technology, and local expertise. Through Lower’s direct-to-consumer lending business, our nationwide retail branches, and our real estate platform Movoto, we meet people wherever they are in the homeownership journey.

We innovate through technology, but human expertise is what sets us apart. Our approach combines a seamless online experience with experienced people. Whether someone wants to handle most of the process online or work directly with a local loan officer or real estate agent, we’re building a platform that gives them the tools, expertise, and support to move forward with confidence.

As a Loan Officer, you’ll play a pivotal role in helping customers navigate their home financing journey. You’ll connect with potential clients, uncover their needs, and provide expert guidance on loan options - all while enjoying unlimited earning potential and a fast-paced, rewarding career.

Why You’ll Love This Role:

• Uncapped Commission – The more you close, the more you earn!
• Plenty of Warm Leads – Focus on selling, not prospecting.
• Cutting-Edge Technology – Tools that simplify and streamline your workflow.
• Rapid Career Growth – Clear promotion paths as we continue expanding.
• Support & Training – Ongoing mentorship and weekly coaching sessions.

What You’ll Do:

• Engage and build relationships with potential clients.
• Provide expert guidance on loan options tailored to client needs.
• Analyze financial data to identify the best financing solutions.
• Present loan programs that align with company and regulatory standards.
• Close deals and help customers reach their homeownership and financial goals.

Who You Are:

• A persuasive communicator with a sales-driven mindset.
• Energetic, competitive, and motivated by financial success.
• Skilled at building rapport and uncovering customer needs.
• A fast learner who thrives in a high-performance environment.

Training:

• Complete a comprehensive training program to gain hands-on experience.
• Prepare for and pass your NMLS exam to become licensed.
• Complete training, then step into your Loan Officer role — running the full sales cycle and closing loans on your own.

What You’ll Get

• Competitive commission structure with uncapped earning potential
• Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
• Life insurance, short- and long-term disability, 401(k)
• Corporate wellness program
• Employee discount on home mortgage purchases and refinances

Where You’ll Work

• Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district.

Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.