Loan Officer

NRZ; Alpharetta (GA); On-site; USD 60,000 - 110,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Health Savings Account with employer

401(k) Retirement plan with employer  

Paid Maternity Leave/Parental Bonding/

Adoption Assistance

Tuition & Certification reimbursement

Employee Mortgage Loan Program

Newrez Employee Emergency and Disaster

Job summary

ONWARD HOME MORTGAGE in Alpharetta, GA is seeking a results-driven Mortgage Loan Originator. You will contact prospective clients, develop referral sources, and meet with borrowers to determine needs and present suitable NewRez loan programs.

This on-site role requires at least 1 year of origination experience, a 2-year degree preferred, and bilingual English/Spanish. You will manage the loan process from application through to settlement while providing exceptional customer service.

Qualifications

• Must qualify for and obtain state licensure in the states where NewRez does business.
• Minimum 1 year mortgage loan origination experience.
• 2 year college degree preferred (or equivalent experience).
• Proven sales skills and leadership abilities.
• Bilingual in English and Spanish.

Responsibilities

• Sell loan products offered by NewRez.
• Contact prospective clients to develop and maintain referral sources.
• Meet with prospective clients at outside locations such as a client’s home.
• Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
• Engage in marketing and promotional activities in support of your own sales.
• Meet monthly minimum personal production goals.
• Take mortgage loan applications and prepare effective loan proposals.
• Determine a consumer’s needs and offer the appropriate product.
• Originate loans for appropriate amounts, rates, and terms that comply with NewRez’s program guidelines.
• Provide consumers with a superior level of customer service.
• Quickly and accurately answer all customer inquiries in a professional manner.
• Obtain all information deemed necessary to process loan requests in a timely manner.
• Analyze the information and provide insight where appropriate.
• Provide assistance to applicants and solve all problems that may arise between application and settlement.
• Stay informed of developing trends in the mortgage industry.
• Attend/assist with scheduled meetings, training sessions and courses.
• Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct.

Skills

Bilingual English/Spanish

Sales skills

Leadership abilities

Customer service

Communication skills

Education

2 year college degree preferred

Job description

This position is for ONWARD HOME MORTGAGE, a member of the Newrez Family of Companies.

Principal Duties:

Sell loan products offered by NewRez

Contact prospective clients to develop and maintain referral sources.

Meet with prospective clients at outside locations such as a client’s home.

Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.

Engage in marketing and promotional activities in support of your own sales.

Meet monthly minimum personal production goals

Take mortgage loan applications and prepare effective loan proposals:

Determine a consumer’s needs and offer the appropriate product

Originate loans for appropriate amounts, rates, and terms that comply with NewRez’s program guidelines

Provide consumers with a superior level of customer service:

Quickly and accurately answer all customer inquiries in a professional manner.

Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate.

Provide assistance to applicants and solve all problems that may arise between application and settlement

Stay informed of developing trends in the mortgage industry

Attend/assist with scheduled meetings, training sessions and courses

Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct

Principal Customers of the Position:

Internal Customers: Underwriting, Processing, Closing, Quality Assurance, Vendor Coordination, and Secondary Marketing

External Customer: The Borrower(s)

Education and Experience Requirements:

Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check

Minimum successful 1 year mortgage loan origination experience

2 year college degree preferred (or equivalent experience)

Proven sales skills and leadership abilities

Knowledge, Skill and Ability Requirements:

Bilingual in English and Spanish

Ability to quickly connect with people in an outgoing, friendly manner

Persuasive, selling communication skills

Strong sense of responsibility for completing work quickly and accurately

Ability to handle faster-than-average pace of activities

Detail-orientation with efficient focus on work activities

Careful decision-making skill with ability to avoid mistakes

Ability to delegate in a positive style with thorough follow up skills

Excellent oral, written, listening, and organizational skills

Basic computer skills

Ability to work independently

#LI-EM1

Additional Information:

While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.

All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Microsoft Authenticator. Employment will be contingent on this requirement.

Why Newrez

We’re a great place to work because we invest in what matters: your career, your community, your wellbeing, and your future. Our total rewards package is designed to support your whole self.

Company Benefits:

We offer benefits, programs, and perks that support you in every aspect of your life.

• Medical, dental, and vision insurance

• Health Savings Account with employer contribution

• 401(k) Retirement plan with employer match

• Paid Maternity Leave/Parental Bonding Leave/Caregiver Leave

• Adoption Assistance

• Tuition & Certification reimbursement

• Employee Mortgage Loan Program

• The Newrez Employee Emergency and Disaster Fund is a program to support our team members experiencing hardships

Newrez NOW:

Through Newrez NOW, our Corporate Social Responsibility program, you’ll have opportunities to give back, lead, and make a difference.

• 1 company-paid Volunteer Time Off day (with over 40,000 volunteer hours contributed since our inception)

• Matching Gifts Program - dollar-for-dollar up to $1,000

• Access to grants, nonprofit resources, and volunteer opportunities

• More than $6,000,000 donated since 2020

• 1 in 5 employees participates in at least one Employee Resource Group (ERG)

Equal Employment Opportunity

We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.

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