Loan Documentation Associate II

First PREMIER Bank; United States; Presencial; USD 60 000 - 95 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Medical benefits

Vision and dental coverage

401(k) match

Paid time off

Volunteer hours

Resumo da oferta

First PREMIER Bank in Sioux Falls, SD seeks a skilled Loan Documentation Specialist to manage complex loan documentation across real estate, commercial, and agricultural portfolios. You will ensure accuracy, regulatory compliance, and timely processing within a fast-paced environment.

You will collaborate with lending teams and other departments, entering data, reviewing documents, and supporting end-to-end processing of loan files.

Qualificações

• Strong numerical analysis and problem-solving skills.
• Excellent written and verbal communication with internal teams, vendors, and customers.
• Collaborates well in a team-oriented environment and builds positive relationships.
• Able to prioritize multiple responsibilities and manage high data volumes.
• Maintains high accuracy when reviewing and processing information.
• Proficient with standard office software and banking data entry systems.

Responsabilidades

• Enter borrower and loan information for consumer, real estate, commercial, and agriculture loans.
• Ensure all fields are complete and documents comply with guidelines and regulations.
• Review complex loan documents for completeness and accuracy.
• Apply knowledge of collateral structures and lending regulations to document generation.
• Transfer loan data into core accounting system and review for consistency.
• Troubleshoot data issues and coordinate with other departments to ensure compliance.
• Review loan payments not processable by automation and handle exceptions.
• Follow procedures to determine appropriate handling and processing.

Conhecimentos

Numerical concepts

Clear communication

Team collaboration

Prioritization

Data handling

Accuracy

Office software

High school diploma

Banking concepts

Formação académica

High school diploma or equivalent

Descrição da oferta de emprego

Job Description

Location: Sioux Falls, SD Shift: M-F 8am-5pm Job Schedule: Full-Time Company: First PREMIER Bank

About the Role

Manages more complex documentation for real estate, commercial, and agricultural loans. Works with relationship-based lending structures involving multiple pieces of collateral and various loan types. Applies knowledge of diverse regulations and documentation requirements, including real estate‑specific rules and collateral layering.

Job Duties and Responsibilities

Essential duties and responsibilities include the following. Other duties may be assigned.

• Enters borrower and loan information in the loan documentation system for consumer, real estate, commercial, and agriculture loans.
• Ensures all required fields are completed accurately and the system generates correct documents in compliance with internal guidelines and regulatory standards.
• Conducts in‑depth reviews of complex loan documents to confirm they are complete and accurate.
• Applies advanced knowledge of collateral structures and lending regulations to support accurate and compliant document generation.
• Transfers finalized loan data into the core accounting system for all loan types, carefully reviewing lender instructions to ensure consistency and prevent downstream errors.
• Independently troubleshoots and resolves moderately complex issues, collaborating with other departments to correct data issues and ensure compliance with lending instructions and regulatory standards.
• Manually reviews incoming loan payments that cannot be processed through automation, such as overpayments or payments with special instructions.
• Follows established procedures to determine appropriate handling and ensure accurate processing.
• Independently reviews exception and reconciliation reports for the full loan portfolio.
• Collaborates with internal teams to correct data issues and ensure compliance with lending instructions and regulatory standards.
• Coordinates the end‑to‑end processing of promotional mailing programs.
• Validates eligible customers, ensures accurate loan setup or extension application based on customer responses, and follows outlined procedures to maintain consistency, compliance, and timely execution.
• Coordinates weekly updates to rate index values in loan document preparation software to reflect changes in the lending base rate.
• Ensures new loan originations apply the correct rate by accurately updating system settings in alignment with rate adjustments.

Skills and Qualifications

• Applies solid understanding of numerical concepts. Analyzes discrepancies, identifies root causes, and implements solutions.
• Communicates clearly and professionally, both verbally and in writing, with internal teams, external vendors, and customers.
• Builds positive working relationships and contributes to a collaborative team environment.
• Effectively prioritizes and manages multiple responsibilities.
• Handles high volumes of data and transactions while maintaining accuracy.
• Exhibits a high level of accuracy and precision when reviewing or processing information.
• Proficiency in using standard office software with strong computer literacy is required.
• High school diploma or equivalent is preferred.
• Basic understanding of banking concepts is preferred.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High‑Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

Emphasis on personal success, respect, health, wellness, fun and giving back Employees are rewarded, valued, and celebrated for hard work Various Career advancement opportunities and growth Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more

We Value People

At PREMIER you get more than a paycheck, you get a rewarding career where you can make a difference! Headquartered in Sioux Falls, South Dakota, First PREMIER Bank and PREMIER Bankcard are considered one of the nation’s strongest financial organizations. We have achieved this success thanks to our commitment to always doing what is right for our employees, customers and the communities we serve. We value people and treat our employees as our greatest resource. We actively invest in their professional growth and development, make a strong effort to recognize achievement and take the time to celebrate success.

Spirit of Giving Back

Giving back to our communities is at the heart of PREMIER. We support nearly 700 organizations, non‑profits and events. Paid volunteer hours encourage PREMIER employees to get involved in the community. Our employees annually volunteer an average of 33,000 hours for causes important to them.

The PREMIER Way

Our spirit of giving is rooted in The PREMIER Way and the PREMIER Attitude. These shared views and values guide our interactions with each other, our customers and our communities. It’s the foundation of our culture and makes PREMIER a great place to work. Learn More

PREMIER Benefits

PREMIER employees who work 20+ hours per week are eligible for full‑time benefits, including medical coverage with free vision and dental insurance. We offer expanded Paid Time Off and a highly competitive 401(k) plan that features a dollar-for-dollar company match after 120 days of employment. Employees can experience personal and professional growth through PREMIER University. It offers skill‑based training, leadership classes and inspirational national speakers.

PREMIER Wellness

PREMIER Wellness unifies physical and mental health, financial wellness and community giving under one program designed to help employees find optimal work/life wellbeing. Through our Employee Assistance Program, employees have access to free counseling sessions, online resources and legal support. Community Giving offers our employees purpose‑driven, meaningful opportunities where they know they are making a difference.

Celebrating Success

Recognizing and rewarding success is an important part of the PREMIER culture. We celebrate and show our appreciation with private concerts and special events. We’ve also celebrated with surprise gifts, cash/car giveaways, Apple watches, wireless earbuds and more! At quarterly staff meetings, employees who have gone above and beyond in their job or in their community are awarded a PREMIER Performer or PREMIER Eagle Service Award. Employees celebrating 20, 25, 30, 35, 40, 45 and 50 year Milestone Anniversaries receive $1,000 for every year they have worked with PREMIER.