Loan Closer - Midvale, UT (In Office)

Zions Bancorporation; Midvale (UT); Sur place; USD 50 000 - 70 000; Plein temps

Avantages offerts par ce poste

Medical, Dental & Vision insurance (1)

Life & Disability Insurance

Paid Parental Leave

Adoption Assistance

Health Savings Account (HSA)

Flexible Spending Account (FSA)

Paid Time Off

Paid Holidays

401(k) with company match

Profit Sharing

Tuition Reimbursement

Mental health benefits

Accommodation for schooling

Résumé du poste

Zions Bancorporation, a premier financial services company, is seeking a Loan Closer for the Business Banking Loan Center in Utah. The role owns the loan closing process from approval to closing documents, delivering an exceptional client experience.

The position requires a High School degree and 2+ years of loan processing/closing experience, with strong knowledge of loan closing procedures, compliance, and loan systems. Open until filled.

Qualifications

• Requires a High School degree or Equivalent and 2+ years of loan processing, closing or other directly related experience.

Responsabilités

• Proactively communicate and collaborate with all parties necessary to satisfy loan closing requirements, which may include: Title companies, Insurance agencies, Appraisal/Environmental Teams, Relationship Managers and Borrowers directly.
• Understand what is required based on use of proceeds and collateral, for example ordering appropriate appraisals, valuations, performing UCC searches and reviewing entity documents etc.
• Must be able to work through multiple loans at various stages in the process and keep communication lines open.
• Clearly communicate expectations and meet critical timeframes to adhere to service level agreements while maintaining accuracy.
• Multi-tasking and prioritizing critical steps in the loan closing process is essential.
• Engage with leadership and team members to ensure continual improvement and best in class experience.
• Perform job functions with an above and beyond approach.
• Utilize professional communication skills while working directly with customer of the bank.
• Problem resolution and execution of expectations.
• Be accountable to meet expectations through organizing and prioritizing duties.
• Perform other duties as assigned.

Connaissances

Loan closing processes

Lending compliance

Loan systems

Attention to detail

Multi-tasking

Problem resolution

Customer service

Communication skills

Computer skills

Formation

High School degree or Equivalent

2+ years loan processing/closing experience

Outils

Loan closing systems

Loan documentation software

UCC searches

Description du poste

Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

A Loan Closer at the Business Banking Loan Center (BBLC) has the opportunity to directly impact our ability to meet the financial needs of our customers. Loan Closer’s own the processes between an approval of a small business loan, until ready for closing documents. Loan closer is responsible for creating an amazing client experience through accurately consistently and efficiently performing all job functions.

Job functions include:

• Proactively communicate and collaborate with all parties necessary to satisfy loan closing requirements, which may include:
• Title companies, Insurance agencies, Appraisal/Environmental Teams, Relationship Managers and Borrowers directly.
• Understand what is required based on use of proceeds and collateral, for example ordering appropriate appraisals, valuations, performing UCC searches and reviewing entity documents etc.
• Must be able to work through multiple loans at various stages in the process and keep communication lines open.
• Clearly communicate expectations and meet critical timeframes to adhere to service level agreements while maintaining accuracy.
• Multi-tasking and prioritizing critical steps in the loan closing process is essential.
• Engage with leadership and team members to ensure continual improvement and best in class experience.
• Perform job functions with an above and beyond approach.
• Utilize professional communication skills while working directly with customer of the bank.
• Problem resolution and execution of expectations.
• Be accountable to meet expectations through organizing and prioritizing duties.
• Perform other duties as assigned.

Qualifications

• Requires a High School degree or Equivalent and 2+ years of loan processing, closing or other directly related experience.
• A combination of education and experience may meet requirements.
• Proficient knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems and loan documentation.
• Must be accurate, detail oriented and have ability to multi-task.
• Must have good problem resolution, audit, customer service (direct customer contact) and communication skills.
• Working knowledge of loan principles and loan systems.
• Solid computer skills including various word processing and spreadsheet software.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.