Loan Closer- In-Office

Vectra Bank; Denver (CO); Hybrid; USD 32,000 - 55,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Paid Parental Leave

401(k) with company match

Profit Sharing

Health Savings (HSA)

Job summary

Zions Bancorporation seeks a Loan Closer to complete due diligence and prepare loan closing documents for real estate and non-real estate loans. The role requires reviewing approvals, establishing close conditions, and coordinating with sales and underwriting.

Office locations include Chandler, Irvine, Las Vegas, and Midvale. Qualified candidates will have 4+ years in loan closing, strong knowledge of loan systems, excellent attention to detail, and solid communication skills.

Qualifications

• 4+ years of loan closing, documentation, processing, or related experience.
• Advanced knowledge of loan closing processes and procedures, lending compliance and regulations.
• Must be accurate, detail-oriented, and able to multi-task.
• Strong problem resolution, audit, customer service, and communication skills.
• Solid working knowledge of loan principles and loan systems.
• Proficient in word processing and spreadsheet software.

Responsibilities

• Review loan approvals for closing conditions and lien perfection requirements.
• Establish conditions to close and coordinate with internal teams.
• Perform all loan closing tasks and interact with sales, portfolio management, underwriting, and third-party vendors.
• Communicate effectively with field personnel and customers to expedite documentation while meeting requirements.
• Other duties as assigned.

Skills

Loan closing experience

Attention to detail

Communication skills

Regulatory compliance knowledge

Customer service

Education

High School diploma

Tools

Loan systems

Job description

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

We are seeking a Loan Closer to join Zions Bancorporation. TheLoan Closer plays a key role in completing all due diligence associated with satisfying approval and collateral lien perfection conditions prior to the preparation of loan closing documents. This includes requesting, reviewing, and critically interpreting all third-party documents needed to issue the "clear to close" for various types of loans, including real estate and non-real estate secured loans.

This position is fully in office (5 days a week) from the following office locations:

• Chandler, AZ
• Irvine, CA
• Las Vegas, NV
• Midvale, UT

The Loan Closer will:

• Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements
• Establish conditions to close
• Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third-party vendors (e.g., title companies, insurance agencies), and bank customers.
• Effectively communicate with all parties, including field personnel and customers, which is essential to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements.
• Other duties as assigned

Requirements:

• 4+ years of loan closing, documentation, processing, or other directly related experience.
• Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation.
• Must be accurate, detail-oriented, and able to multi-task.
• Strong problem resolution, audit, customer service (including direct customer contact), and communication skills - both verbal and written.
• Solid working knowledge of loan principles and loan systems.
• Solid computer skills, including proficiency in word processing and spreadsheet software.
• Requires a High School diploma or equivalent. A combination of education and experience may meet requirements.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

*This position is eligible to earn a base salary in the range of $23.36 - $40.19/hourly depending on job-related factors such as level of experience and location

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate's criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company's policy not to discriminate because of a person's relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Vectra Bank a division of Zions Bancorporation, N.A. Member FDIC