Loan Assistant/Loan Specialist (AGRL)

Farm Service Agency (DOA); Douglas (GA); Presencial; USD 41.000 - 80.000; Jornada completa

Descripción de la vacante

Farm Service Agency, Georgia State Office, seeks a Loan Specialist to assist the Farm Loan Manager in administering farm loan programs across several Georgia counties.

GS-5 to GS-9, permanent, full-time position with travel. Salary ranges from $40,736 to $80,243 per year, with telework eligibility per agency policy and no remote option.

Formación

• Education in finance, business administration, economics, accounting, or related fields.
• Specialized experience in loan examination/servicing for agricultural loans.

Responsabilidades

• Maintains relationships with Federal, State, and local agencies.
• Maintains relationships with banks and lending institutions.
• Provides information on Farm Loan Programs and eligibility.
• Provides financial counseling and loan supervision.
• Reviews loan applications and conducts preliminary inquiries.
• Reviews and recommends loan-related changes and maintains controls.

Conocimientos

Financial analysis

Loan processing

Agriculture knowledge

Educación

Finance/related field

Descripción del empleo

Summary

This position is located in the Farm Service Agency, Georgia State Office. The positions will be filled in one or more of the duty locations listed below:

• Douglas, Georgia
• Eastman, Georgia
• Fort Valley, Georgia
• Moultrie, Georgia

This position assists the Farm Loan Manager in administering farm loan programs in a USDA Service Center serving one or more counties.

USDA employees: Please refer to the Next Steps section.

Learn more about this agency

Work location and telework eligibility

Telework eligible: Yes—as determined by the agency policy.

Remote job: No

Relocation expenses reimbursed: No

Salary

$40,736 – $80,243 per year

Pay scale & grade

GS 5 – 9

Promotion potential

11

Work schedule

Full-time

Travel Required

Occasional travel – You may be expected to travel for this position.

Appointment type

Permanent

Occupations and job series

• 1165 Loan Specialist

Supervisory status

No

Federal service type

This job is in the Competitive Service

Represented by a union

No

Drug test

No

Security clearance

Other

Position sensitivity and risk

Moderate Risk (MR)

Jobs require a background check and some require a security clearance. The type depends on the job.

Background check type

• Suitability/Fitness

Financial disclosure required

Some jobs require financial disclosure to identify conflicts of interests.

Duties

• Maintains cooperative relationships with representatives of other Federal, State, and local agencies.
• Maintains relationships with banks and lending institutions, other commercial and educational institutions and rural community groups.
• Provides information and program eligibility requirements regarding the Agency’s Farm Loan Programs and FSA programs.
• Provides technical advise to applicants and borrowers, on the selection, expansion, and use of farms, land development improvement, organization of farm and rural enterprises, and other related matters.
• Conducts interviews with loan applicants.
• Reviews loan applications and makes preliminary inquiries to develop factual information to assess the eligibility of applicants.
• Provides financial counseling. Works closely with local committees to determine the eligibility and feasibility of loans.
• Provides continuing loan supervision and oversight of borrower accounts.
• Reviews and makes recommendations for a variety of loan related changes including releases, subordinations, adjustments, transfers, and similar actions.
• Establishes and administers financial controls for disbursement, distribution, use of loan and non-loan funds maintenance of security property and insurance, and other detailed accounts.

Conditions of employment

• You must be a US Citizen or US National.
• Males born after 12/31/1959 must be Selective Service registered or exempt.
• Subject to satisfactory adjudication of background investigation and/or fingerprint check. If selected, you may be sent instructions on obtaining fingerprints. Please note we are unable to reimburse for any fees incurred.
• The U.S. Government utilizes Trusted Workforce 2.0 to implement Continuous Vetting (CV) as a-whole-of government approach to personnel security. If selected for this position, you will be subject to continuous automated record checks of criminal, financial, and public record databases throughout your period of eligibility or employment, replacing traditional periodic reinvestigations.
• As a condition of employment for accepting this position, you will be required to serve a 1-year probationary period during which we will evaluate your fitness and whether your continued employment advances the public interest. In determining if your employment advances the public interest, we may consider: your performance and conduct; the needs and interests of the agency; whether your continued employment would advance organizational goals of the agency or the Government; and whether your continued employment would advance the efficiency of the Federal service. Upon completion of your probationary period your employment will be terminated unless you receive certification, in writing, that your continued employment advances the public interest.
• Direct Deposit: Per Public Law 104-134 all Federal employees are required to have federal payments made by direct deposit to their financial institution.
• Successfully pass the E-Verify employment verification check. To learn more about E-Verify, including your rights and responsibilities, visit e-verify.gov.

Qualifications

In order to qualify, you must meet the eligibility and qualifications requirements as defined below by the closing date of the announcement. For more information on the qualifications for this position, visit the Office of Personnel Management’s General Schedule Qualification Standards.

Your application and resume must clearly show that you possess the experience requirements. If education is required or being used to qualify, you must submit a copy of your transcripts.

Individual Occupational Requirements

GS-1165 Series:

Education

Undergraduate and Graduate Education: Major study — finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. OR

General Experience (for GS-5 positions): Experience that required gathering and analyzing facts and figures, and presenting the information or conclusions in clear oral and written language; or that provided a knowledge of the principles of financial analysis or of insurance laws, such as contract, property, life, casualty, or marine insurance.

Specialized Experience (for positions above GS-5): Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work.

In addition to meeting the basic requirement, you must also possess experience and/or directly related education listed below.

General Experience Requirement

For the GS-05 grade level: Three years progressively responsible experience, 1 year of which was equivalent to at least the GS-04 grade level, which includes: (1) gathering and analyzing facts and figures, and presenting the information or conclusions in clear oral and written language; or (2) that provided a knowledge of the principles of financial analysis or of insurance laws, such as contract property, life, casualty, or marine insurance.

Education at the GS-05 grade level: A 4-year course of study leading to a bachelor’s degree or a bachelor’s degree in: finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or another field related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. from an accredited college or university.

Combination of Education and Experience.

Specialized Experience Requirement for the GS-07 grade level: You must have one year of specialized experience equivalent to the GS-05 grade level in federal service or comparable experience not gained through federal service. Specialized experience is defined as: Experience that demonstrates basic knowledge of loan examining and/or servicing principles, procedures and techniques as they apply to investigation, analysis, and evaluation of financial factors and credit risks in relation to granting and servicing of agricultural loans. Experience may have been gained in such work as assisting in reviewing and passing upon applications for agricultural loans; servicing an agricultural loan portfolio of a bank or other loan association; or similar work. In addition, this experience must demonstrate basic knowledge of farm operations, land use and value, production of various crops and livestock, and prices and markets in the farming area where loans are made and serviced.

Education at the GS-07 grade level: One full year of graduate level education in a field which demonstrates the knowledge, skills, and abilities necessary to do the work of the position, such as: finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or another field related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. from an accredited college or university.

Superior Academic Achievement (SAA): Academic Achievement must have been gained in a curriculum that is qualifying for the position to be filled, such as that identified in Education above. SAA is based on:

1. Class Standing – Applicants must be in the upper third of the graduating class in the college, university, or major subdivision, such as the College of Liberal Arts or the School of Business Administration, based on completed courses; OR
2. Grade-Point Average (G.P.A.) – Applicants must have a grade-point average of either (a) 3.0 or higher out of a possible 4.0 (“B” or better) as recorded on your official transcript, or as computed based on 4 years of education, or as computed based on courses completed during the final 2 years of the curriculum; or (b) 3.5 or higher out of a possible 4.0 (“B ” or better) based on the average of the required courses completed in the major field or the required courses in the major field completed during the final 2 years of the curriculum.; OR
3. Honor Society Membership – Applicants may be considered eligible based on membership in one of the approved national scholastic honor societies listed by the Association of College Honor Societies.

Combination of Education and Experience.

For the GS-09 grade level: You must have one year of specialized experience equivalent to the GS-07 grade level in federal service or comparable experience not gained through federal service. Specialized experience is defined as: Experience that demonstrates competence in agricultural loans. Experience that demonstrates knowledge of credit principles and practices to assess the fundamental soundness of individual loans by independently examining applications, supporting documents, and credit reports, and maintaining servicing activities on small agricultural loans. In addition, experience must demonstrate knowledge and understanding of farm operations, land use and value, production of various crops and livestock, and prices and markets in the farming area where loans are made and serviced.

Education at the GS-09 grade level: Master’s or equivalent graduate degree or 2 full years of progressively higher level graduate education leading to such a degree in a field which demonstrates the knowledge, skills, and abilities necessary to do the work of the position, such as: finance, business administration, economics, accounting, engineering, mathematics, banking and credit, law, statistics, or another field related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. from an accredited college or university.

Combination of Education and Experience.

Time-in-Grade Requirement: If you are a current federal employee in the General Schedule (GS) pay plan and applying for a promotion opportunity, you must meet time-in-grade (TIG) requirements of 52 weeks of service at the next lower grade level in the normal line of progression for the position being filled. You must meet this requirement by the closing date of this announcement.

Education and Additional documents

Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional, philanthropic, religious, spiritual, community, student, social). Volunteer work helps build critical competencies and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

College Transcript: If qualifying based on education, you must submit a copy of your college transcript with course number and department (i.e., Bio 101, Math 210, etc.), course title, number of credit hours, and grade earned. If a relevant course is not clearly qualifying (e.g., special topic, seminar, research, thesis, obscure or misleading course title, etc.), please submit an official course syllabi and/or detailed course description from the university/college to ensure proper evaluation.

Your education must have been successfully obtained from an accredited school, college or university recognized by the U.S. Department of Education to be credited toward qualifications. You may verify accreditation by visiting the U.S. Department of Education Database of Accredited Postsecondary Institutions and Programs website. We will verify your education accordingly.

Foreign Education: You must submit verification that education completed in a foreign institution, was recognized by an accreditation body accepted by the U.S. Department of Education. You must include a Certificate of Foreign Equivalency with your transcript. There are private organizations that specialize in this evaluation and a fee is normally associated with this service. For a list of private organizations that evaluate education, visit the National Association of Credential Evaluation Services (NACES) website. Your transcripts must be in English or include an English translation.

Required documents

Resume that includes: Personal Information: name, address, contact information; Education; Work Experience related to this position as described in the major duties including work schedule, hours worked per week, dates of employment; title, series, grade (if applicable); other qualifications. Resume cannot exceed 2 pages.

If education is required or being used to qualify, you must submit a copy of your college transcripts. An unofficial copy is sufficient with the application if it includes your name and the necessary course information; however, if you are selected, official transcripts will be required prior to entering on duty. Education must have been successfully obtained from an accredited school, college or university. If any education was completed at a foreign institute, you must submit with your application evidence that the institute was appropriately accredited by an accrediting body recognized by the U.S. Department of Education as equivalent to U.S. education standards. There are private organizations that specialize in this evaluation and a fee is normally associated with this service. For a list of private organizations that evaluate education, visit the NACES website. All transcripts must be in English or include an English translation.

Current Federal employees:

• Most recent non-award Notification of Personnel Action (SF-50) showing you are/were in the competitive service, highest grade held (or promotion potential) on a permanent basis, position title, series and grade AND
• Most recent performance appraisal (dated within 18 months) showing the official rating of record, signed by a supervisor, or statement why the performance appraisal is unavailable. A performance plan is not an acceptable substitute.

Current permanent FSA County employees must submit your most recent non-award Notification of Personnel Action (SF-50) showing your highest grade (or promotion potential) held on a permanent basis, position title, series and grade AND most recent performance appraisal (dated within 18 months) per above.

Surplus or displaced employees eligible for CTAP, RPL, or ICTAP priority must provide: proof of eligibility (RIF separation notice, notice of proposed removal for declining a transfer of function or directed reassignment to another commuting area, notice of disability annuity termination), SF-50 documenting separation (as applicable), current performance appraisal with rating of at least “Fully Successful” or equivalent, and your most recent SF-50 noting position, grade level, and duty location with your application per 5 CFR 330.

Agency contact information

Jennifer Falkner

[e-mail]

Farm Service Agency

1400 Independence Ave SW

Washington, DC 20250

US

Next steps

Employees of the following USDA agencies who apply for this position, whose current permanent grade is equal to the grade of the advertised position, and whose selection would result in a relocation outside the commuting area of their current duty station may not currently be considered for selection to this position: Agricultural Research Service; Economic Research Service; National Institute of Food and Agriculture, National Agricultural Statistics Service; United States Forest Service; Food and Nutrition Administration; Foreign Agricultural Service; Rural Development and component organizations; the Farm Production and Conservation (FPAC) mission area, to include the FPAC Business Center, the Natural Resources Conservation Service, the Risk Management Agency, and Farm Service Agency and Farm Service Agency County employees; Office of the General Counsel; and Office of the Assistant Secretary for Civil Rights.