Loan Administrator Analyst

SMBC; Charlotte (NC); Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Hybrid work model

Accommodations on request

Job summary

SMBC Group is seeking a candidate to perform operational processing and support for commercial lending, focusing on monitoring and servicing loan transactions. The role involves reviewing and finalizing loan documents before disbursement and ensuring documentation meets policy standards.

The position supports onboarding of loan accounts, processing payments and payoffs, and handling extensions and changes in core systems.

Responsibilities

• Perform operational processing and support to commercial lending, focused on monitoring and servicing commercial and business loan transactions.
• Review, prepare and finalize loan documents ahead of the disbursement of funds; verify that documentation and work processes are complete and conform to policy.

Job description

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network. The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

Role Description

Perform operational processing and support to commercial lending, focused on monitoring and servicing commercial and business loan transactions. Review, prepare and finalize loan documents ahead of the disbursement of funds; verify that documentation and work processes are complete and conform to policy. Collect and reconcile invoices. Perform quality control reviews post-closing and facilitate loan funding.

Role Objectives: Delivery

Provide operational support and assistance with onboarding and servicing commercial loan accounts. Perform a series of administrative services, including processing loan payments and payoffs, verifying loan documentation and records, processing non-performing loans and charge-offs, and scanning/storing loan information and related documents. Process loan extensions, renewals and other changes onto core system(s). Perform onboarding tasks and assist with loan booking onto core system(s) and related audits. Investigate payment issues, research and resolve any reconciliation items and **escalate** suspicious transactions and issues appropriately. Prepare and review reporting, as needed - includes internal workflow reporting as well as any required reporting for credit bureau / credit disputes.

Qualifications and Skills

Recommended years of experience: 0

Additional Requirements

SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at [e-mail].