Liquidity Risk Oversight, Vice President

SMBC; New York (NY); On-site; USD 145,000 - 185,000; Full time

Job summary

SMBC is seeking a Vice President to join the Liquidity Risk Oversight team, responsible for managing special projects related to liquidity, interest rate risk, and capital management across their $300B balance sheet.

Qualified candidates should have over 5 years experience in liquidity risk management and strong knowledge of U.S. regulatory requirements. This is a hybrid role allowing flexibility in work location, with a focus on leadership and project planning.

Qualifications

• 5+ years of liquidity risk experience in large U.S. banks or FBOs.
• Strong background in financial markets and products.
• Knowledge of U.S. regulatory requirements for liquidity risk.

Responsibilities

• Lead special projects in liquidity risk management.
• Support independent oversight of liquidity position.
• Prepare and present analyses and reports to senior management.

Skills

Liquidity risk management

Financial markets knowledge

Leadership skills

Regulatory understanding

Project planning skills

Job description

Anticipated salary range for this role is between $145,000.00 and $185,000.00. The specific salary offered will be based on the applicant’s qualifications, experience, and market analysis at the time of hire. The role may also be eligible for an annual discretionary incentive award.

Role Description

Sumitomo Mitsui Banking Corporation ("SMBC") is seeking a Vice President to join the Liquidity Risk Oversight team within the Treasury Risk Management group.

The Treasury Risk Management group is a risk function within the Risk Management Department Americas Division (RMDAD) and oversees the treasury risks and balance sheet strategy of SMBC branches and subsidiaries in the region. The group provides risk oversight that extends to liquidity risk, interest rate risk in the banking book, and capital management, and independently assesses business strategies that impact these risks.

SMBC’s Liquidity Risk Oversight Vice President will be responsible for special projects that require dedicated leadership and immediate attention within the broader liquidity risk oversight; the position covers SMBC’s ~$300B combined balance sheet and related risks across different legal entities and jurisdictions in the region.

The position requires expertise in liquidity risk management, regulatory frameworks, and stress testing, as well as agility and organizational skills to lead multiple projects simultaneously.

Role Objectives

• Lead special projects in liquidity risk under the direction of the Head of Liquidity Risk Oversight. Projects can range from liquidity limit recalibration to in‑depth product analyses, market surveillance, and ad‑hoc review and challenge.
• Support ongoing independent oversight of the funding and liquidity position of SMBC branches and legal entities in the Americas region.
• Support continuous enhancement of the oversight framework established by the independent second‑line risk function.
• Support engagement and interactions with regional regulators on liquidity risk matters.
• Support regional liquidity risk committees and governance forums, as needed.
• Prepare and present liquidity risk analyses and reports to senior management and risk committees, as required.
• Ensure timely escalation of liquidity risk issues to appropriate stakeholders.
• Establish a collaborative relationship with the first‑line Treasury functions, providing support and risk advice while maintaining independence.
• Build and maintain relationships with business partners and foster a strong risk culture through the organization.
• Interact with colleagues in Tokyo Head Office and in other regions (i.e., EMEA, APAC) to ensure coordination.

Qualifications and Skills

• 5+ years of liquidity risk experience in the first‑ or second‑line groups of large U.S. banks or FBOs.
• Strong background in financial markets and products.
• Understanding of balance sheet, products, and related liquidity risks.
• Knowledge of U.S. regulatory requirements for liquidity risk (e.g., Reg YY, SR 10‑6, Reg WW).
• Understanding of regulatory metrics for liquidity risk such as LCR and NSFR.
• Background in consulting is a plus.
• Strong leadership and interpersonal skills are required for this position.
• Extremely organized and structured with strong project planning skills and ability to deliver under tight deadlines.
• Excellent verbal and written communication skills with the ability to manage a variety of projects simultaneously.

SMBC’s employees participate in a hybrid workforce model that allows employees to work from home as well as from an SMBC office, subject to reasonable commuting distance requirements.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law.

EOE, including Disability/veterans