Liquidity Risk Management - Senior Associate (Banking)

Next Frontier Capital; New York (NY); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Employee benefits package

Continuous learning opportunities

Job summary

JPMorgan Chase is seeking an Associate in Liquidity Risk Management to identify, assess, and monitor liquidity risks across banking products, including deposits and loans. You will analyze balance sheet changes, support stress testing, and deliver independent risk oversight to drive improvements in risk analysis.

The role requires strong analytical skills, a finance-related degree, and proficiency with Excel and PowerPoint; familiarity with Alteryx or Python is a plus.

Qualifications

• Minimum 4+ years of banking liquidity risk experience across treasury or liquidity risk.
• Bachelor’s degree in Finance, Economics, Mathematics, or related discipline required.
• Proficiency in Excel and PowerPoint; familiarity with Alteryx or Python preferred.
• Strong analytical, problem-solving, and decision-making skills.
• Excellent written and verbal communication skills.

Responsibilities

• Identify, assess, and monitor liquidity risks related to banking products.
• Analyze balance sheet changes to assess liquidity risk impacts.
• Provide risk challenge and oversight for stress testing assumptions.
• Drive process improvements for faster, more accurate risk analysis.
• Monitor balance sheet through limits and indicators to control liquidity risk.
• Clearly communicate evolving risks to senior management.

Skills

Excel

PowerPoint

Alteryx

Python

Analytical thinking

Communication skills

Education

Bachelor's degree in Finance, Economics, Mathematics, or related discipline

Tools

Excel

PowerPoint

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Risk Management - Liquidity Risk Management - Associate (Banking), you will identify, assess, and monitor liquidity risks related to the firm's Banking products, including deposits, loans, and undrawn commitments. You will analyze balance sheet changes to evaluate liquidity risk impacts, providing insights on both day-to-day and longer-term shifts in internal and regulatory liquidity stress scenarios. Your role includes delivering independent risk challenge and oversight for business units and liquidity management teams, as well as driving process improvements to enhance the speed and accuracy of risk analysis. Additionally, you will monitor the firm’s balance sheet through established limits and indicators, and clearly communicate key evolving risks to senior management.

Job Responsibilities

• Identify, assess, and monitor liquidity risks related to the firm's Banking products (e.g. deposits, loans, undrawn commitments etc).
• Undertake analysis of balance sheet changes to assess liquidity risk impacts and provide risk view on day-to-day and longer-term changes in internal liquidity stress test scenarios and regulatory prescribed liquidity scenarios (i.e. liquidity coverage ratio, net stable funding ratio).
• Provide effective independent risk challenge and oversight on business units and liquidity management teams for proposed changes to internal stress assumption and/or regulatory prescribed stress testing.
• Undertake process improvements and innovation to facilitate improved speed and accuracy in delivery of risk analysis and assessments.
• Monitor the firm’s balance sheet through limits and indicators that are designed to control liquidity risk.
• Articulate key evolving risks to senior management in an easy to understand manner.

Required qualifications, capabilities, and skills

• Minimum 4+ years of experience in banking industry across treasury or liquidity risk; Candidates with background in other risk disciplines (market risk, credit risk, capital risk) or markets and trading businesses are also encouraged to apply
• Bachelor’s degree in Finance, Economics, Mathematics, or related discipline required.
• Proficiency in Excel and PowerPoint. Familiarity with automated solutions, such as Alteryx, Python, or desire to learn
• Strong analytical, problem-solving, and decision-making skills. Comfortable with detailed independent analysis, critical thinking and ability to challenge status-quo.
• Excellent written and verbal communication skills, particularly in explaining technical concepts.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we’re setting our businesses, clients, customers and employees up for success.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country‑specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

Join the JPMorgan Chase Liquidity Risk Management team covering the firm's Banking products