Liquidity & Account Solutions Deposit Management - Product Manager Vice President

JPMorganChase; Jersey City (NJ); On-site; USD 120,000 - 180,000; Full time

Job summary

JPMorganChase in New Jersey seeks a Product Manager for Liquidity & Account Solutions Deposit Management to own strategy, roadmap, and business requirements, aligning product vision with market opportunities. You will manage a backlog, drive pricing governance, and partner with Sales, Treasury, and Finance to deliver client-focused deposit products.

You will lead user research, analyze metrics, and guide pricing strategies for on-balance sheet deposits, ensuring scalable, high-quality client

Qualifications

• 5+ years of experience in product management or a closely related domain.
• Experience owning and improving products and driving measurable improvements to client experience.
• Data analytics skills for large-scale analytical processes to support business development.
• Experience leading product life cycle activities from discovery to value management.
• Strong communication, problem-solving, analytics, organization, and project management skills.
• Experience in wholesale deposits, liquidity management, or transaction banking with pricing dynamics.
• Track record of defining and managing product outcomes with KPIs and turning insight into decisions.
• Proven ability to lead through influence in matrixed environments.

Responsibilities

• Develop and own the product strategy, roadmap, and business requirements for the Liquidity & Account Solutions Deposit Product portfolio.
• Manage a product backlog aligned to the strategic roadmap and value proposition.
• Partner with Sales to identify new product opportunities via user research and competitive analysis.
• Assess impacts of features to ensure cohesive customer experience across the product ecosystem.
• Lead user research initiatives to inform the strategic roadmap and identify high-value features.
• Analyze key product metrics to measure adoption, usage, and performance.
• Conduct portfolio analyses to identify market trends and inform pricing decisions.
• Own and evolve pricing frameworks for on-balance sheet deposits and governance of rate plans.
• Collaborate with Treasury and Finance to align balance sheet considerations with pricing and prioritization.
• Drive commercialization and operating readiness for sales enablement and rollout.

Skills

Product management

Data analytics

Communication

Project management

Stakeholder management

Education

Bachelor's degree in Business, Finance, CS, Engineering

Tools

Excel

Python

SQL

Job description

Job Description

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients.

As a Product Manager in Liquidity & Account Solutions Deposit Management, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value.

This role has direct scope across on-balance sheet deposit solutions (including Earnings Credit Rate (ECR), interest-bearing deposits, and hybrid structures) and associated pricing frameworks. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams (including Sales, Treasury/ALM, Finance, Risk/Controls, Operations, and Technology) to deliver high-quality products that exceed customer expectations.

Job Responsibilities

• Develop and own the product strategy, roadmap, and business requirements for the Liquidity & Account Solutions Deposit Product portfolio, aligning product vision with business objectives and market opportunities.
• Manage a product backlog that enables development to support the overall strategic roadmap and value proposition.
• Partner with Sales to identify and evaluate new product opportunities through user research, customer discovery, and competitive analysis that address evolving client needs and market dynamics.
• Assess upstream and downstream impacts of new features and enhancements to ensure seamless integration across the product ecosystem and deliver a cohesive customer experience.
• Lead user research initiatives, including journey mapping, usability studies, and market analysis, to inform the strategic roadmap and identify high-value features that solve customer pain points.
• Analyze, track, and evaluate key product metrics including adoption rates, feature utilization, deposit portfolio performance, and rate betas to measure success and drive data-informed product decisions.
• Conduct advanced portfolio analysis to identify market trends, assess client behavior patterns, and develop strategic recommendations that enhance competitive positioning and accelerate revenue growth.
• Own and evolve pricing frameworks for on-balance sheet deposits (ECR, interest-bearing deposits, and hybrid structures), including governance of rate plans, beta/sensitivity monitoring, and performance guardrails.
• Partner with Treasury and Finance to evaluate balance sheet and liquidity considerations and incorporate them into product strategy, pricing recommendations, and prioritization.
• Drive commercialization and operating readiness (sales enablement, playbooks, rollout planning, and feedback loops) to ensure adoption and consistent execution across channels.

Required Qualifications, Capabilities, And Skills

• 5+ years of experience in product management or a closely related domain.
• Demonstrated experience owning and improving products, including prioritizing enhancements, managing production issues, and driving measurable improvements to client experience and operational outcomes.
• Demonstrated data analytics skills, including experience executing complex, large-scale analytical processes to support business development.
• Experience leading product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management.
• Excellent communication, problem-solving, analytics, organization, and project management skills.
• Experience in wholesale deposits, liquidity/cash management, or transaction banking, with demonstrated understanding of on-balance sheet deposit products and pricing dynamics (e.g., ECR and interest-bearing structures).
• A track record of setting and managing product outcomes with KPIs (portfolio performance, rate sensitivity/betas, adoption/utilization) and turning insight into decisions.
• Proven ability to lead through influence in highly matrixed environments across Sales, Treasury/ALM, Finance, Risk/Controls, Operations, and Technology.
• Strong executive communication skills, including the ability to produce concise business cases, decision memos, and stakeholder-ready updates that clearly articulate trade-offs.
• Experience establishing governance and controls for product/pricing changes (documentation, approvals, and monitoring) to support scalable and consistent execution.

Preferred Qualifications, Capabilities, And Skills

• Bachelor's degree in Business, Finance, Computer Science, Engineering, or related field.
• Preferred background in liquidity management or other related function under transaction banking.
• Proficiency in data analytics (Excel, Python, SQL).
• Prior experience in implementing process improvements and supporting system migrations preferred.
• Familiarity with pricing governance and exception-based decisioning frameworks in a regulated financial environment.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands.

Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.

We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.

We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.