Life & Living Benefits Advisor

Royal City Recruitment; United States; Remote; USD 35,000 - 42,000; Full time

Job summary

Royal City Recruitment is seeking a motivated Life & Living Benefits Advisor to work remotely within Ontario. The role focuses on life insurance and living benefit products, with a base salary of 50,000–60,000 CAD plus commissions.

Ideal candidates hold an active LLQP license and have a minimum of two years of sales experience. Responsibilities include outbound prospecting, needs-based product recommendations, and guiding clients through applications and underwriting.

Qualifications

• Active LLQP licence in good standing.
• Minimum 2 years life insurance and living benefit sales experience.
• Strong prospecting and sales experience.
• Track record of meeting sales quotas.
• Excellent interpersonal and communication skills.
• Own vehicle, driver’s license, and insurance.

Responsibilities

• Work independently and as a team to achieve sales targets for life & living benefit products.
• Conduct outbound calls to generate new business.
• Assess clients' financial needs and recommend appropriate products.
• Explain policy options, coverage, and benefits in detail.
• Assist clients with applications and underwriting processes.
• Build relationships to ensure satisfaction and retention.

Skills

LLQP licence

Life insurance sales

Living benefits sales

Prospecting

Sales quotas

Interpersonal skills

Communication skills

Job description

We are seeking a motivated and knowledgeable Life & Living Benefits Advisor.

Job Title: Life& Living Benefits Advisor

Job Type: Full-Time- Remote within Ontario

Compensation: 50,000-60,000 + Commissions

The ideal candidate will have a strong understanding of life insurance & living benefit products, excellent communication and sales skills and a passion for helping clients make informed decisions about their financial security.

Role Requirements:

• You hold an active LLQP licence in good standing.
• You have a min of 2 yrs of Life insurance and living benefit sales experience.
• You have strong prospecting and sales experience.
• You have a successful track record of meeting sales quotas.
• You have excellent interpersonal skills.
• you have excellent communication skills - written, verbal and listening.
• You are proactive in problem-solving.
• You are dedicated to sales and customer service.
• You have your own vehicle, drivers’ licence, and insurance.

Key Responsibilities:

• Work independently and as a teamto achieve sales targets and company goalsspecific to our life & living benefit products.
• Conduct outbound calls to generate new business.
• Assess clients' financial needs and recommend appropriate life & living benefit products.
• Provide detailed explanations of policy options, coverage, and benefits.
• Assist clients in completing applications and underwriting processes.
• Maintain up-to-date knowledge of industry trends and regulations.
• Build and maintain strong relationships with clients to ensure ongoing satisfaction and retention.
• Participating in events to create brand awareness and develop community contacts to enhance agency visibility and maximize new business opportunities.

What to expect:

• You will travel regular to conduct meetings, reviews with new and existing clients.
• You will have productivity targets
• Extended work hours, including evenings and weekends may be required to meet the needs of our clients.
• Strict confidentiality with respect to client’s medical history, financial status, and other personal information.
• You will be subject to a Criminal Record and Consumer History background check as a condition of employment, in the event you are the successful candidate.

Are you:

• Are you looking to helppeople protect their families through life insurance and living benefits?
• Are you driven and want to control your income through a base plus commission pay structure?
• Are you currently selling life insurance and living benefit policies?
• Do you enjoy building and maintaining relatinships?