Life Insurance Case Designer / Analyst — High Net Worth Planning

Heimlich Financial Group; New York (NY); In loco; USD 110.000 - 160.000; Tempo pieno

Descrizione del lavoro

Heimlich Financial Group, based in Brooklyn, NY, seeks a Life Insurance Case Designer/Analyst for high-net-worth planning. You will analyze client financial, tax, and estate data to craft sophisticated life insurance and wealth transfer strategies.

daily tasks include modeling scenarios, preparing illustrations, and drafting client-ready summaries for review with CPAs, attorneys, and carriers. You will support the advisory team with technical case design, product comparisons, underwriting

Competenze

• Prior hands-on experience in life insurance case design or advanced life insurance planning for affluent or high-net-worth clients is required.
• Demonstrated ability to prepare, revise, and interpret life insurance illustrations using carrier software.
• Strong knowledge of permanent life insurance products, including whole life, UL/VUL, and survivorship coverage.
• Ability to compare policy structures, premium schedules, cash values, death benefits, and guaranteed versus nonguaranteed outcomes.
• Working knowledge of estate liquidity, wealth transfer strategies, and irrevocable life insurance trusts (ILITs).
• Understanding of tax concepts relevant to life insurance and estate planning, with the ability to identify questions requiring review by a client’s CPA or attorney.
• Strong spreadsheet skills and comfort using CRM systems, carrier platforms, and presentation software.
• Clear written and verbal communication skills, including the ability to turn technical findings into understandable summaries.
• Strong attention to detail, organization, and follow-through across multiple cases and deadlines.
• Ability to work collaboratively and handle confidential client information responsibly.

Mansioni

• Model insurance scenarios and design sophisticated life insurance and wealth transfer strategies.
• Prepare case design illustrations and client-facing summaries.
• Coordinate with advisors, CPAs, attorneys, and carrier representatives.
• Support principal and advisory team with technical case design and underwriting support.
• Document complex estate and business planning situations.
• Maintain accurate records and monitor in-force policies.
• Contribute to process improvement and best practices in advanced planning.

Conoscenze

Life insurance case design

Advanced life insurance planning

Illustrations using carrier software

Estate liquidity

Wealth transfer strategies

Tax concepts

CRM systems

Presentation skills

Attention to detail

Team collaboration

Formazione

Bachelor’s degree in finance/ accounting/ business/ economics

CLU/ChFC/ CFP designation (preferred)

Strumenti

CRM systems

Carrier platforms

Presentation software

Descrizione del lavoro

Company Description

Heimlich Financial Group helps affluent families preserve wealth, transfer assets strategically, and design tax-efficient legacy plans across generations. Founded by Jorge Heimlich, the firm focuses on life insurance planning, estate liquidity, wealth transfer strategies, and long-term care planning for high net worth clients. Clients benefit from a team-based model that combines advanced case design expertise, in-house CPA resources, dedicated case management, and close collaboration with attorneys, accountants, banks, and leading insurance carriers. As a member of Lion Street, a national network of independent life insurance and financial professionals, the firm offers access to additional planning resources and carrier relationships while maintaining highly personalized service.

Role Description

This is a full-time, on-site role based in Brooklyn, NY for a Life Insurance Case Designer / Analyst focused on high net worth planning. The role involves analyzing client financial, tax, and estate planning information to design sophisticated life insurance and wealth transfer strategies. Day-to-day responsibilities include modeling insurance scenarios, preparing case design illustrations, drafting clear client-facing summaries, and coordinating with advisors, CPAs, attorneys, and carrier representatives. The Case Designer / Analyst will support the principal and advisory team with technical case design, product comparison, underwriting support, and documentation for complex estate and business planning situations. The role also includes maintaining accurate records, monitoring in-force policies, and contributing to ongoing process improvement and best practices in advanced planning.

Qualifications

• Prior hands-on experience in life insurance case design or advanced life insurance planning for affluent or high-net-worth clients is required.


• Demonstrated ability to prepare, revise, and interpret life insurance illustrations using carrier software.


• Strong knowledge of permanent life insurance products, including whole life, UL/VUL, and survivorship coverage.


• Ability to compare policy structures, premium schedules, cash values, death benefits, and guaranteed versus nonguaranteed outcomes.


• Working knowledge of estate liquidity, wealth transfer strategies, and irrevocable life insurance trusts (ILITs).


• Understanding of tax concepts relevant to life insurance and estate planning, with the ability to identify questions requiring review by a client’s CPA or attorney.


• Strong spreadsheet skills and comfort using CRM systems, carrier platforms, and presentation software.


• Clear written and verbal communication skills, including the ability to turn technical findings into understandable summaries.


• Strong attention to detail, organization, and follow-through across multiple cases and deadlines.


• Ability to work collaboratively and handle confidential client information responsibly.


• Bachelor’s degree in finance, accounting, business, economics, or a related field preferred.


• Relevant professional designations, such as CLU®, ChFC®, or CFP®, are a plus.


• A positive, collaborative mindset and commitment to continued learning.