Life Insurance Agent

Insurance Sales; San Diego (CA); On-site; USD 60,000 - 120,000; Full time

Job summary

Life & Health Independent Insurance Agent in San Diego, CA seeks a Life Insurance Agent to join our on-site team. This full-time, 100% commission-based role focuses on meeting with clients to assess life and health insurance needs, explain options, and recommend coverage.

Daily duties include generating leads, consultations, quotes, applications, and underwriting follow-ups while maintaining accurate client records and providing policy reviews.

Qualifications

• Active or eligible state life/health license (or willingness to obtain within defined timeframe).
• Proven ability to meet sales targets and manage a pipeline.
• Excellent communication and empathetic customer service skills.
• Experience with life and health products and brokerage.

Responsibilities

• Generate leads and conduct client consultations to assess life/health insurance needs.
• Explain policy options and recommend appropriate coverage.
• Prepare quotes, complete applications and coordinate underwriting decisions.

Skills

Insurance sales

Customer service

Sales pipeline

Client interactions

Tools

CRM software

Office tools

Job description

Company Description Life & Health Independent Insurance Agent is an independent agency specializing in tailored life and health insurance solutions for individuals and families. The agency focuses on helping clients understand their options and select coverage that aligns with their financial goals and protection needs. Team members work in a collaborative environment with access to multiple carriers and products, enabling them to offer competitive and personalized plans. The organization values integrity, client education, and long-term relationships built on trust and service.

Role Description The Life Insurance Agent is a full-time 100% Commission based, on-site role based in San Diego, CA. In this position, the agent meets with prospective and existing clients to assess their life and health insurance needs, explains policy options, and recommends appropriate coverage. Daily responsibilities include generating leads, conducting consultations, preparing quotes, completing applications, and following up on underwriting decisions. The agent also maintains accurate client records, provides ongoing policy reviews, and supports clients with claims and policy changes. Collaboration with brokerage partners and participation in training sessions, community events, and sales meetings are integral to success in this role.

Qualifications

• Demonstrated ability in insurance sales and insurance brokerage, with a focus on life and health products.
• Strong understanding of insurance principles and products, including term, whole life, and supplemental insurance.
• Foundational knowledge of finance and financial planning concepts to align coverage with client goals.
• Excellent customer service skills, with the ability to communicate complex information clearly and empathetically.
• Active or eligible state insurance license for life and health (or willingness to obtain within a defined timeframe).
• Proven ability to meet sales targets, manage a pipeline, and work effectively in an on-site, client-facing environment.
• Strong organizational skills, attention to detail, and proficiency with CRM software and basic office tools.
• High level of professionalism, ethical conduct, and commitment to ongoing learning and industry development.