Life & Annuity Sales Agent - Remote, Training Provided

True North Recruiters; Bakersfield (CA); Remote; USD 60,000 - 180,000; Full time

Benefits offered by this job

Uncapped commissions

Renewal income

Mentorship

Remote work from home

Job summary

Taubman Financial Management (TFM) is seeking a Remote Life & Annuity Sales Agent to build your own book of business. This is a 1099, commission-only Independent Contractor role with uncapped commissions and renewal income. Schedule is flexible—you set your hours and work from home anywhere in the U.S.

If you’re licensed or willing to become licensed, you’ll have access to top carriers, mentorship, and a clear sales process to grow your practice with no quotas or territory limits.

Qualifications

• Must live in United States and be legally eligible to work.
• Licensed insurance agent or willing to obtain licensure.
• Self-motivated with strong communication and time-management skills.

Responsibilities

• Meet with families virtually to review coverage needs.
• Present solutions from multiple carriers.
• Follow up with leads and manage pipeline.
• Attend weekly trainings and product updates.
• Optional: recruit and mentor other agents to earn overrides.

Skills

Self-motivated

Strong communicator

Time management

CRM familiarity

Video calls

Willing to learn

Tools

CRM tools

Job description

Life & Annuity Sales Agent - Remote, Training Provided

Bakersfield, United States | Posted on 11/12/2026

Remote Life & Annuity Sales Agent: Build Your Own Book of Business

Position: Independent Agent, Commission-Only (1099)
Schedule: Full-time or part-time, you set your hours
Location: 100% remote, open to candidates in this area and across the U.S.
Experience: Licensed agents and career-changers welcome

Why this role is different

Most families don't need a product pitch. They need someone who will listen, explain their options in plain English, and help them protect their income and retirement. At Taubman Financial Management (TFM), that is the job. Since 2008 we have helped working families, middle-income households and small business owners protect what they've built and plan for retirement, with no pressure and no gimmicks.

We're now adding agents in new markets. You'll have access to top-rated carriers, a clear sales process and real mentorship, and you'll keep full control of your schedule and your business.

What you'll offer clients

• Life insurance: term, whole life and indexed universal life (IUL)
• Annuities: fixed and fixed-indexed annuities for safe retirement income
• Living benefits: coverage that pays if a client faces a critical, chronic or terminal illness
• Final expense and mortgage protection

Two ways in

Already licensed? Bring your experience. You'll get competitive contract levels, a wide carrier lineup, and backing on advanced cases such as retirement income and debt management planning.

Not licensed yet? That's fine. We'll point you to a quality pre-licensing course at a discount and walk you through the state exam, appointments and your first client meetings.

What a typical week looks like

• Virtual meetings with families to review their protection and retirement needs
• Designing and presenting solutions from several highly rated carriers
• Following up with prospects and clients, and managing your pipeline
• Weekly team training and product updates
• Optional: recruiting and mentoring your own agents to earn override income

What we provide

• Uncapped commissions plus renewal income that builds over time
• Access to top-rated life and annuity carriers
• Product, underwriting and sales training for new and experienced agents
• One-on-one mentorship from an experienced financial professional
• A clear path into leadership for those who want to build a team
• No quotas and no territory limits. Work from home, anywhere in the U.S.

Who we're looking for

• Self-motivated and comfortable running your own schedule
• Good communicator who genuinely enjoys helping people
• Coachable, organized and willing to follow a proven process
• Comfortable with video calls, email and basic CRM tools
• Background in sales, customer service, teaching, healthcare, military or finance is a plus, but not required
• Must live in the United States and be legally eligible to work in the U.S.
• Must be able to pass a state licensing background check

Compensation

This is a 1099, commission-only independent contractor role. Income depends entirely on your effort, activity and results, and there is no cap. You earn first-year commissions plus ongoing renewals, and optional override income if you build a team.

Taubman Financial Management is an independent life and annuity agency based in Phoenix, Arizona. Independent agent opportunity; this is not an offer of employment.