Life & Annuity Advisory & Underwriting Specialist

Mercor; New York (NY); On-site; USD 90,000 - 130,000; Part time

Job summary

Mercor, partnering with a leading AI lab, seeks Life & Annuity Specialists to craft realistic advisory, underwriting and policy-service scenarios and to evaluate model outputs against industry standards. You will design needs analyses, illustrations and underwriting assessments, contributing to model quality and regulatory alignment.

You will produce high-quality reference responses, assess AI outputs for accuracy and disclosure, and provide actionable feedback to improve model behavior.

Qualifications

• Minimum 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review.
• Experience with at least one life insurance or annuity product family.
• Ability to explain tax treatment and suitability considerations clearly.

Responsibilities

• Design realistic scenarios involving needs analysis, product selection, illustrations, underwriting, table ratings, replacements and 1035 exchanges.
• Create work products such as coverage recommendations, illustration comparisons, underwriting assessments and suitability rationales.
• Write gold-standard reference responses at experienced life and annuity practitioner quality.
• Grade AI-generated responses against rubrics for product accuracy and disclosure adequacy.
• Identify unsupported illustration assumptions and ensure compliance with replacement and disclosure requirements.
• Provide written feedback to the research team to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Life insurance knowledge

Underwriting

Policy-service experience

Reg BI / replacement review

Writing / communication

Education

CLU, ChFC, FLMI, CFP designation

Job description

Mercor, partnering with a leading AI lab, seeks Life & Annuity Specialists to craft realistic advisory, underwriting and policy-service scenarios and to evaluate model outputs against industry standards. You will design needs analyses, illustrations and underwriting assessments, contributing to model quality and regulatory alignment.

You will produce high-quality reference responses, assess AI outputs for accuracy and disclosure, and provide actionable feedback to improve model behavior.