Life & Annuities Agent

Intrepid Financial LLC; Ponte Vedra Beach (FL); Remote; USD 60,000 - 120,000; Full time

Job summary

Intrepid Financial LLC is seeking a Life & Annuities Agent to serve clients remotely across Florida and beyond. This 1099 independent contractor role focuses on helping clients select life insurance and annuity products aligned with their goals.

You will conduct virtual consultations, explain policy features, prepare quotes, and guide clients through applications and underwriting. You will maintain records, stay current on regulations, manage a client pipeline, respond promptly to inquiries, and

Qualifications

• Active or attainable state life insurance license; annuity licensing preferred.
• Independent remote work ability; strong organization of multiple client cases.
• Excellent consultative communication and customer service.
• Understanding of retirement and protection planning.
• High school diploma or equivalent required.

Responsibilities

• Conduct virtual consultations with clients to assess needs and goals.
• Explain product features and benefits of life insurance and annuities.
• Prepare quotes and guide clients through the application and underwriting process.
• Manage a pipeline of prospective and existing clients; respond to inquiries promptly.
• Maintain accurate records and stay current on industry trends and regulations.
• Collaborate with internal teams to ensure a smooth client experience.

Skills

Insurance Sales

Insurance Brokerage

Insurance

Finance knowledge

Retirement planning

Client-facing

Consultative communication

Remote work

CRM systems

Education

High school diploma or equivalent

Life & Annuities license (active or attainable)

Tools

CRM systems

Digital tools

Job description

Company Description

Intrepid Financial LLC is committed to delivering personalized financial services tailored to each client’s unique goals. The firm focuses on understanding individual needs and recommending life insurance and annuity solutions that align with long-term financial objectives. Team members work closely with clients to build trust, clarity, and confidence in their financial plans. Intrepid Financial values integrity, client education, and a consultative approach to financial guidance. We utilize multiple insurance carriers to find policies and retirement options to meet the goals of clients. We offer a support staff with quotes, illustrations, case management & underwriting for the agents who work with us.

Role Description

The Life & Annuities Agent is a full-time or part-time remote role responsible for helping clients select appropriate life insurance and annuity products based on their financial needs and goals. Day-to-day tasks include conducting virtual consultations, explaining product features and benefits, preparing quotes, and guiding clients through the application and underwriting process. The agent will manage a pipeline of prospective and existing clients, respond promptly to inquiries, and provide ongoing policy reviews and service. This role also involves maintaining accurate records, staying current on industry trends and regulations, and collaborating with internal teams to ensure a smooth client experience.

Qualifications

• Insurance-focused skills: Insurance Sales, Insurance Brokerage, Insurance
• Financial knowledge: Finance skills and understanding of retirement and protection planning
• Client-facing skills: Strong Customer Service abilities and consultative communication
• Relevant licenses: Active or attainable state life insurance license; annuity licensing or certification preferred
• Life & Health Insurance License Florida
• Professional competencies: Ability to work independently in a remote setting, organize multiple client cases, and use digital tools and CRM systems effectively
• Education: High school diploma or equivalent required

Compensation

This position is an independent agent role that is a 1099 Self-employed position. Pay is commission based.