Licensed Life Insurance Agent

Alchemy Financial Group; Asheville (NC); Hybrid; USD 80,000 - 120,000; Part time

Benefits offered by this job

Training program

Lead program

Licensing support

Flexible schedule

Commissions

Job summary

Alchemy Financial Group is seeking motivated individuals for an independent contractor life insurance sales role in the local Asheville area. No prior insurance experience required; training provided with virtual instruction and hands-on field coaching.

Reps earn commission-only income with estimated first-year earnings of $80,000–$120,000+ for full-time performance. Approximately 70% field-based with clients and 30% remote work; a reliable vehicle and local travel are important.

Qualifications

• State insurance license required and licensing costs explained before onboarding.
• Commission-based sales with no base salary or hourly wage.
• Leads provided initially; later reps manage own lead inventory.

Responsibilities

• Meet with individuals and families to understand insurance needs.
• Explain available life insurance options clearly and professionally.
• Follow up with prospective clients by phone, video, and in person.
• Complete applications accurately and comply with carrier requirements.
• Maintain an organized schedule and consistent weekly activity.
• Participate in coaching, training, and team accountability.

Skills

Communication skills

Follow-up skills

Self-motivated

Coachable

Time management

Education

State insurance license

Job description

Build a career helping local families protect what matters most.

Alchemy Financial Group is hiring motivated people for a field-based life insurance sales opportunity in your local area. Previous insurance experience is not required. We provide structured virtual instruction, hands-on field coaching, and ongoing support for representatives who are willing to learn, follow the system, and work consistently.

COMPENSATION AND CLASSIFICATION

• Independent contractor (1099)
• Commission-only; there is no base salary or hourly wage
• Company-estimated first-year earnings of $80,000-$120,000+ for full-time representatives who consistently follow the training and meet production benchmarks
• Earnings are not guaranteed and individual results vary based on activity, skill, placement, persistency, and other factors

HOW THE WORK IS PERFORMED

• Approximately 70% field-based work with clients in and around your local area
• Approximately 30% remote work, including phone, video, follow-up, and training
• Representatives generally work in the communities near where they live
• A reliable vehicle and the ability to travel locally are important

WHAT YOU WILL DO

• Meet with individuals and families to understand their insurance needs
• Explain available life insurance options clearly and professionally
• Follow up with prospective clients by phone, video, and in person
• Complete applications accurately and follow carrier compliance requirements
• Maintain an organized schedule and consistent weekly activity
• Participate in coaching, training, and team accountability

TRAINING, LICENSING, AND LEADS

• Training combines virtual instruction with hands-on field coaching
• The company contributes toward some training support
• New representatives receive help with leads during the first few months of their career
• As representatives become established, they are responsible for purchasing and managing their own lead inventory
• A state insurance license is required. Licensing requirements and any personal costs are explained before onboarding

WHO DOES WELL HERE

• Coachable people who act on feedback
• Self-motivated professionals who can manage a flexible schedule
• Candidates with strong communication and follow-up skills
• People comfortable with commission-based sales and measurable goals
• Experienced sales professionals and career changers are both welcome

Before you make a commitment, we will explain the commission structure, training support, lead program, licensing requirements, and expected business expenses.