Leveraged Finance Credit Underwriting - Officer

Citi; New York (NY); Sur place; USD 85 000 - 120 000; Plein temps

Résumé du poste

Citi is seeking a Senior Analyst for its Global Leveraged Finance Underwriting Credit Team in New York City. The role involves delivering top-tier credit risk analysis and monitoring, supporting the organization in enhancing Citi’s leveraged lending credit management process.

The ideal candidate will have 4-7 years of relevant experience, strong analytical abilities, and advanced financial modeling skills. The position is on-site and offers a collaborative environment with a commitment to diverse perspectives.

Qualifications

• 4-7 years of credit analysis, origination, or relevant credit experience.
• Well-developed analytical skills and a strong understanding of financial components.
• Team player with a strong work ethic.

Responsabilités

• Assess the credit and financial strength of complex corporate clients.
• Monitor the portfolio and escalate potential credit issues.
• Evaluate clients’ business models and financial performance.

Connaissances

Credit analysis

Financial modeling

Analytical skills

Team player

Microsoft Excel

Formation

MBA

CFA

CA

Outils

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Description du poste

Leveraged Finance Credit Underwriting - Officer

Job Req Id: 25887115

Location(s): Mumbai, Maharashtra, India

Job Type: On-Site/Resident

Posted: Jul. 14, 2025

Job Overview

The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institutional Credit Management (“ICM”) is seeking a Senior Analyst to join its Analytics team. The Senior Analyst will deliver best‑in‑class credit risk analysis, monitoring, and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory’s shared commitment to ensuring the safety and soundness of wholesale lending across ICG. The role supports the creation of a best‑in‑class Leveraged Lending Underwriting organization, enhancing Citi’s end‑to‑end Leveraged Lending credit management process.

The Senior Analyst will write Annual Reviews and Quarterly Reviews and support LFU Underwriters on transactions.

Analyst Role and Responsibilities

• Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis using quantitative and qualitative factors.
• Monitor the covered portfolio, following industry trends, impacts to key relationships, and escalating potential credit issues to LFU Underwriters, Risk, and BCMA partners.
• Evaluate and gain a strong understanding of clients’ business models, financial performance, and key credit drivers across various industries through due diligence as part of transactions and ongoing credit monitoring responsibilities.
• Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decisions on the extension of credit to highly levered obligors.
• Provide analytical support across LFU’s core functions: Leveraged Lending transaction origination and credit approval; portfolio management and early problem recognition; global leveraged lending related projects and strategic initiatives.

Qualifications

• 4‑7 years of credit analysis, origination, or relevant credit experience.
• Well‑developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) and the ability to form independent opinions on credit and recognize emerging risks.
• Team player with a strong work ethic who also works well with others at all levels.
• Strong organizational skills with the ability and willingness to work under pressure and manage time and priorities effectively.
• Advanced knowledge of Microsoft Word, Excel, and PowerPoint.
• Three‑statement financial modeling experience.
• Ability to take on demanding responsibilities and work independently while juggling multiple tasks and managing deadlines.
• Awareness and adherence to the control environment including Quality Assurance and Quality Control.

Education

MBA, CFA, or CA.

EEO Statement

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please contact us for assistance. You can also view Citi’s EEO Policy Statement and the Know Your Rights poster for more information.