Lending Transaction Associate - Post Approval Unit

PNC; Michigan; Remoto; USD 55.000 - 75.000; Tempo pieno

Descrizione del lavoro

PNC is seeking a Lending Transaction Associate in its Commercial Lending Operations, Post Approval Unit, with remote work options across multiple hubs in the US. You will manage documentation processing, validate due diligence for various loan types, and coordinate with partners and vendors to gather required information.

You will ensure proper filing, comply with SOPs, and maintain high quality in a fast-paced environment.

Competenze

• 1 year of experience in commercial lending, loan operations, documentation, or due diligence.
• Working knowledge of UCCs, title work, collateral documentation, and entity structure documentation.
• Strong organizational skills with the ability to manage multiple active transactions.
• Clear and professional communication skills with internal partners and external vendors.
• High attention to detail and ability to work accurately under time constraints.
• Proficiency with standard office software and document management systems.

Mansioni

• Independently and proactively manage a pipeline of various documentation processing types.
• Obtain, review, and validate due diligence documentation for multiple loan and collateral types.
• Communicate with market partners and credit teams to gather required information.
• Coordinate with third party vendors to request and review: UCC searches, operating agreements, entity good standing certificates, property and lien reports, title commitments, insurance documentation.
• Create, organize, and maintain files for complex transactions.
• Identify documentation exceptions, elevate appropriately, and resolve issues promptly.
• Meet and maintain established quality, accuracy, and productivity standards.
• Ensure correct evidencing and file storage within shared drives and loan origination systems.
• Adhere to all job aids, standard operating procedures, and compliance guidelines.

Conoscenze

Commercial lending

Documentation processing

Due diligence

Communication

Attention to detail

Strumenti

CSX

ACBS

SharePoint

CLO Library

OneNote

CLD Guide

CSC

United One

Descrizione del lavoro

Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.

As a Lending Transaction Associate within PNC's Commercial Lending Operations organization, Post Approval Unit (PAU) you will be based remotely within the following Commercial Loan Hubs located in Denver, Colorado; Phoenix, Arizona; Pittsburgh, Pennsylvania; Dallas, Texas; Cleveland, Ohio and Kalamazoo, Michigan. Hours: 10:00 AM - 7:00 PM EST/ 1 hour for lunch.

We are seeking a motivated and detail-oriented Lending Transaction Associate to support due diligence, documentation, and transactional activities for a variety of commercial loan and collateral types. This role works closely with internal market partners, credit teams, and third-party vendors to obtain, validate, and organize all necessary documentation for the Commercial Lending Operations Organization . You will help ensure accurate and timely completion of finance requests while contributing to an exceptional client experience.

In this role, you will perform the following duties:

• Independently and proactively manage a pipeline of various documentation processing types
• Obtain, review, and validate due diligence documentation for multiple loan and collateral types.
• Communicate with market partners and credit teams to gather required information.
• Coordinate with third party vendors to request and review: UCC searches, operating agreements, entity good standing certificates, property and lien reports, title commitments, insurance documentation.
• Collect all required information the Documentation Specialist will need to advance work flow accurately and efficiently.- Create, organize, and maintain files for complex transactions.
• Identify documentation exceptions, elevate appropriately, and resolve issues promptly.
• Meet and maintain established quality, accuracy, and productivity standards.
• Ensure correct evidencing and file storage within shared drives and loan origination systems.
• Adhere to all job aids, standard operating procedures, and compliance guidelines.

Required Qualifications:

• 1 year of experience in commercial lending, loan operations, documentation, or due diligence.
• Working knowledge of UCCs, title work, collateral documentation, and entity structure documentation.
• Strong organizational skills with the ability to manage multiple active transactions.
• Clear and professional communication skills with internal partners and external vendors.
• High attention to detail and ability to work accurately under time constraints.
• Proficiency with standard office software and document management systems.

Preferred Qualifications:

• Prior experience in Commercial Business Banking or Commercial Lending Operations is a plus.
• Experience supporting underwriters, loan closers, or documentation specialists is a plus.
• Familiarity with insurance requirements, title commitments, and lien documentation is a plus.
• Experience with the following internal PNC systems is a plus: CSX, ACBS, SharePoint, CLO Library, One Note, CLD Guide, CSC and or United One is a plus.

This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

Performs functions in the documentation, funding, and due diligence requirements of standard or complex transactions being financed by PNC, or bought from/sold to other institutions. May provide client-facing service directly or with senior coordinators and interact with external business partners. May provide on-the-job training or coaching.

Determines, reviews and issues required legal documents for transactions while ensuring all terms are met. Prepares and issues legal documents to client for complex transactions.

Interacts with internal and external contacts to gather necessary information and coordinate closing. Directs work flow as needed to ensure client expectations are met. Builds relationships with legal counsel, vendors and internal partners.

Gathers, reviews and analyzes all information from internal and external parties specific to transactions, some of which are complex. Resolves inquiries/issues as necessary. Complies with necessary regulations, internal procedures, and may assist in response to audit exceptions.

Validates that transaction structures match pricing models. Assures potential for perfection of security interest for transactions and/or requests approval for exceptions.

PNC Employee