Lending & FaRB Risk Review Analyst

U.S. Bank; Tempe (AZ); On-site; USD 86,000 - 102,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a licensed risk and compliance professional to perform reviews of lending and deposit activity, ensuring adherence to bank policies and FaRB regulations. This role supports the Second Line of Defense and enhances risk management practices.

The position requires analyzing results, preparing documentation, and communicating findings with business partners, while proposing improvements to review procedures. This is based in Tempe, AZ with a multi-site footprint.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically 5+ years of applicable experience.
• Advanced knowledge of loan origination, underwriting and pricing.
• Advanced understanding of Risk/Compliance/Audit competencies.
• Strong analytical and communication skills.

Responsibilities

• Conduct transactional reviews or critically challenge decisions related to lending or deposit operations.
• Analyze review results in relation to FaRB laws and regulations.
• Prepare well-documented work papers to support conclusions.
• Summarize results and prepare analysis reports identifying risks.
• Communicate review analysis with business partners and identify gaps.
• Identify process improvements to enhance review procedures.
• Execute review protocols with prudent statistical practices.
• Leverage statistical outcomes to focus on file review data analysis.
• Stay informed on FaRB laws and regulatory developments affecting practices.

Skills

Analytical skills

Project management

Presentation skills

Communication skills

Written communication

Verbal communication

Microsoft Office

Education

Bachelor’s degree

Tools

Microsoft Office

Job description

U.S. Bank is seeking a licensed risk and compliance professional to perform reviews of lending and deposit activity, ensuring adherence to bank policies and FaRB regulations. This role supports the Second Line of Defense and enhances risk management practices.

The position requires analyzing results, preparing documentation, and communicating findings with business partners, while proposing improvements to review procedures. This is based in Tempe, AZ with a multi-site footprint.