Leasing Specialist - Equipment Finance

Us Bank; Tempe (AZ); On-site; USD 39,000 - 51,000; Full time

Job summary

U.S. Bank’s Government Leasing & Finance Group seeks a detail‑oriented Leasing Specialist 5 to support lease and loan transactions, ensuring accurate documentation, lien perfection, and timely funding.

Responsibilities include coordinating with sales, credit, legal, and funding teams, managing UCC searches, PMSI filings, and ensuring compliance across the closing process. A high‑volume, collaborative environment is expected.

Qualifications

• High school diploma or equivalent.
• Six to eight years of leasing or financial operations experience.
• Extensive knowledge of leasing and lending products, terminology, policies, procedures, legal documents, systems, and funding requirements.
• Strong understanding of credit policies, approval processes, and applicable regulatory requirements.
• Excellent verbal and written communication skills.

Responsibilities

• Prepare and review loan and lease documentation.
• Coordinate with documentation preparation and funding teams.
• Ensure all documentation is accurate, complete, and compliant prior to funding.
• Maintain first-position security interests and PMSI status as applicable.
• Track and resolve documentation questions and discrepancies to enable timely closings.

Skills

Leasing knowledge

Attention to detail

Strong communication

Cross-functional collaboration

Analytical thinking

Math abilities

High-volume environment experience

Education

High school diploma or equivalent

Tools

Microsoft Office (Excel, Word)

Adobe

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Government Leasing & Finance Group (GLF) is a specialised business within U.S. Bank's Equipment Finance organization that partners with federal, state, and local government entities to provide equipment financing and leasing solutions. GLF supports a diverse range of public-sector customers and complex financing structures, requiring a deep understanding of both equipment finance and municipal/government leasing. The business is known for its highly specialised nature, serving customers with unique operational, regulatory, and documentation requirements while delivering financing solutions that help government organizations acquire essential equipment and infrastructure. experience.

The Leasing Specialist 5 plays a critical role in supporting lease and loan transactions by ensuring documentation accuracy, lien perfection, and timely funding. This role partners closely with Sales (Relationship Managers), Credit (Portfolio Managers), Legal, Documentation Prep, and Funding teams to support smooth, compliant closings. The environment is fast‑paced and dynamic, with changing priorities and exposure to a wide variety of dealers, manufacturers, and transaction structures. This position is well suited for a detail‑oriented, self‑sufficient professional who thrives in a highly collaborative team that values mutual support and teamwork.

Key Responsibilities

Loan and Lease Documentation

• Prepare and review loan and lease documentation, coordinating closely with the Documentation Preparation team.
• Manage documentation returned from doc prep through execution and transition to the loan closing function.
• Ensure all required documentation is accurate, complete, and compliant prior to funding.

UCC and PMSI Processing

• Run comprehensive UCC searches to confirm lien positions.
• Submit PMSI filings and ensure proper PMSI status based on UCC results.
• Maintain first‑position security interests for all applicable items.

Subordination and Lien Management

• Prepare and manage a high volume of outgoing subordination letters.
• Coordinate with internal and external parties to secure required subordinations and ensure proper lien priority.

Cross‑Functional Coordination

• Work closely with Relationship Managers, Portfolio Managers, Legal, and other internal partners to resolve documentation questions and discrepancies.
• Actively track and facilitate all moving parts of a transaction to support timely closings and minimize customer impact.

Funding Preparation

• Ensure all closing requirements are satisfied prior to funding.
• Submit completed documentation packages to the Funding team for DFS Wholesale transactions.

Operational Excellence

• Maintain a high level of accuracy, timeliness, and attention to detail.
• Operate independently with minimal supervision while meeting deadlines in a high‑volume environment.
• Apply critical thinking to resolve complex documentation and closing issues.

Team Support and Development

• Participate in cross‑training to support both documentation preparation and loan closing activities.
• Provide team coverage as needed within a small, collaborative group.
• Learn primarily through peer‑to‑peer training, job shadowing, and desk manuals.

Basic Qualifications

• High school diploma or equivalent
• Six to eight years of experience in leasing or other financial operations

Preferred Qualifications & Skills

• Extensive knowledge of leasing and lending products, terminology, policies, procedures, legal documents, systems, and funding requirements
• Strong understanding of credit policies, approval processes, and applicable regulatory requirements
• Ability to work effectively across multiple functional areas to resolve complex documentation needs
• Strong critical thinking skills related to lease and loan documentation construction
• Ability to quickly learn and master multiple software applications; strong PC skills
• Strong mathematical abilities and general knowledge of basic accounting procedures
• Demonstrated commitment to quality customer service
• Strong general office and organizational skills
• Excellent verbal and written communication skills
• Microsoft Office (Excel, Word) and Adobe experience is preferred

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $27.50 - $36.68

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.