Lead Product Manager, Real-Time Risk Decisioning

PayPal; Austin (TX); Hybrid; USD 178,500 - 265,100; Full time

Benefits offered by this job

Paid time off

Healthcare coverage

Hybrid work model

Equity program

Job summary

PayPal is seeking a Lead Product Manager to own strategy, roadmap, and execution for a core platform pillar. You will drive real-time decisioning, fraud risk scoring, and compliance capabilities across payments and risk domains, collaborating with engineering, data science, risk strategy, and UX to deliver scalable solutions.

The role emphasizes measurable outcomes, platform health, and iterating with real-time experimentation and governance.

Qualifications

• Experience building or managing products in decisioning, recommendation engines, or real-time scoring (fraud scoring, credit underwriting, personalization).
• Strong data intuition to define metrics and translate analyses into product decisions.
• Experience with agile delivery at scale and cross-team coordination.

Responsibilities

• Set product strategy and roadmap for core platform pillar within risk decisioning.
• Collaborate with engineering, data science, risk strategy, and UX to build scalable solutions.
• Drive metrics like loss reduction, CX, efficiency, and revenue via data-driven decisions.
• Lead product reviews and steering committee updates as SME.

Skills

Decisioning

Real-time scoring

A/B testing

Cross-functional leadership

ML/AI infra

Education

Bachelor's degree

Job description

PayPal is seeking a Lead Product Manager to own strategy, roadmap, and execution for a core platform pillar. You will drive real-time decisioning, fraud risk scoring, and compliance capabilities across payments and risk domains, collaborating with engineering, data science, risk strategy, and UX to deliver scalable solutions.

The role emphasizes measurable outcomes, platform health, and iterating with real-time experimentation and governance.