Lead Product Manager, Lending

Neara; United States; On-site; USD 160,000 - 220,000; Full time

Benefits offered by this job

Bonus

Equity

Competitive benefits

Job summary

Neara is seeking a Lead Product Manager in the United States to drive the vision, strategy, and execution of consumer lending products. This role involves managing the full product lifecycle, collaborating with various teams, and ensuring compliance and performance. The ideal candidate has 8-10+ years of product management experience in consumer lending or FinTech, a strong analytical skill set, and relevant degrees. This position offers a remote work environment with a competitive salary ranging from USD 160,000 to 220,000 annually plus bonuses and equity.

Qualifications

• 8-10+ years of product management experience, including 4 years in consumer lending or FinTech.
• Proven success in launching and growing digital lending products.
• Deep understanding of the consumer lending lifecycle and credit risk principles.

Responsibilities

• Define and champion the product strategy and roadmap for consumer lending products.
• Lead the product development process from requirements to launch and optimization.
• Conduct market research and customer analysis to identify opportunities.

Skills

Product management

Consumer lending

Agile environment

Analytical skills

Problem-solving

Communication skills

Education

Bachelor's degree in Business, Finance, Economics, Computer Science, or related field

Job description

Lead Product Manager, Lending

Job type: Full Time • Department: Product • Work type: Remote • USD 160,000-220,000 / year

Location: United States

Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.

About the Role

We're looking for a Lead Product Manager to drive the vision, strategy, and execution of our consumer lending products. In this role, you'll own the full product lifecycle, from ideation to launch and optimization. You will collaborate with cross‑functional teams like Engineering, Credit Risk, and Marketing to deliver innovative digital lending experiences.

Responsibilities

• Own Product Strategy & Roadmap: Define and champion the strategy and roadmap for key consumer lending products (e.g., Personal Loans, Lines of Credit), aligning with company goals and risk appetite.
• Drive Product Development: Lead the end‑to‑end product development process, from requirements gathering and prioritization to launch and post‑launch optimization.
• Leverage Insights: Conduct market research and customer analysis to identify opportunities and inform product improvements.
• Ensure Performance & Compliance: Define KPIs, monitor product performance, and integrate robust risk management and regulatory compliance throughout the product lifecycle.
• Collaborate Cross‑functionally: Serve as the central point of contact for Engineering, Credit Risk, Compliance, Operations, and Marketing to ensure seamless product delivery.
• Foster Innovation: Identify new features, design experiments (A/B testing), and leverage technology to enhance underwriting and customer experience.

Qualifications

• 8‑10+ years of product management experience, with at least 4 years in consumer lending or FinTech.
• Proven success in launching and growing digital lending products.
• Deep understanding of the consumer lending lifecycle, credit risk principles, and risk analytics.
• Experience working with engineering and data teams in an agile environment.
• Strong analytical, problem‑solving, and communication skills.
• Bachelor's degree in Business, Finance, Economics, Computer Science, or a related field.
• Preferred: Experience with cash flow underwriting, alternative data, modern loan management systems, regulatory compliance (Reg Z, Reg E, UDAAP), and A/B testing.

For cash compensation we set standard ranges for all US‑based roles based on function, level, and geographic location, benchmarked against similar‑stage growth companies. Final offer amounts are determined by multiple factors as well as candidate experience and expertise and may vary from the identified range. This role is also eligible for a bonus, equity, and competitive benefits.

Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.