Lead Product Manager, Decisioning Platform

PayPal, Inc.; San Jose (CA); On-site; USD 177,000 - 262,000; Full time

Job summary

PayPal is seeking a Lead Product Manager to own the strategy, roadmap, and execution for the platform’s data pillar. You will drive data integration, governance, and scalable data products to support risk decisions across fraud, credit, and compliance.

You will collaborate with engineering, data science, risk strategy, and governance teams to deliver measurable outcomes, ensure data health, and migrate legacy pipelines. Strong data engineering foundations are essential.

Qualifications

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• Experience building or managing data platform products in the decisioning, risk, or real-time scoring space.
• Familiarity with data governance in regulated environments: data contracts, quality SLAs, lineage, access controls, and privacy.

Responsibilities

• Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform.
• Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
• Controls for the customer experience and customer needs in product requirements and as an input to decision making.
• Monitors metrics that inform the success of products including usability studies, research and market analysis.
• Manages one or more workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
• Monitors product profitability measures, including budget.
• Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed.
• Partners with content developers, data scientists, product designers and user experience researchers.

Skills

Data platform products

Data integration

Agile delivery at scale

Stakeholder collaboration

Education

Bachelor's degree or equivalent

Job description

Job Summary

At PayPal, real-time decision-making powers customer protection and global commerce. Our Risk Decisioning Platform drives fraud, credit, and compliance decisions, processing massive signal volumes in milliseconds. We’re looking for a Lead Product Manager to own the strategy, roadmap, and execution for the platform’s data pillar. That covers how internal and external data reaches risk decisions: vendor and identity data integrations, upstream and downstream data flows, analytical data, and data governance. You’ll work backwards from measurable outcomes, translating them into grounded specifications. You’ll collaborate with engineering, data science, risk strategy, and governance teams to build scalable solutions, track data health, and drive legacy migration. You’ll lead product reviews and steering committee updates as a SME. The ideal candidate brings a strong technical foundation in scaled data platforms & data engineering, with broad impact across fraud, credit, and compliance.

Job Description

Essential Responsibilities

• Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform.
• Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
• Controls for the customer experience and customer needs in product requirements and as an input to decision making.
• Monitors metrics that inform the success of products including usability studies, research and market analysis.
• Manages one or more workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
• Monitors product profitability measures, including budget.
• Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed.
• Partners with content developers, data scientists, product designers and user experience researchers.

Minimum Qualifications

• 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Additional Responsibilities & Preferred Qualifications

• Experience building or managing data platform products in the decisioning, risk, or real-time scoring space, including data integration, pipelines, or analytical data layers.
• Experience integrating external data vendors (e.g., identity, bureau, alternative data) and managing upstream and downstream data flows across streaming and batch systems.
• Familiarity with data engineering best practices and data governance in regulated environments: data contracts, quality SLAs, lineage, access controls, and privacy.
• Strong data intuition: ability to define and interpret data health and usage metrics, run analyses, and translate findings into product decisions.
• Experience with agile delivery at scale, including legacy pipeline migration, cross-team dependency management, and milestone-driven roadmap execution.

Subsidiary

PayPal

Travel Percent

10

The base pay for this role will depend on where you work and the relevant experience and expertise you bring. The expected range of pay for this role by location is:

• Primary Location | Pay Range: San Jose, California: ($176,500.00 - $262,350.00 Annually)
• Additional Location(s) | Pay Range: Chicago, Illinois: ($160,500.00 - $238,700.00 Annually)
• Additional Location(s) | Pay Range: Austin, Texas: ($160,500.00 - $238,700.00 Annually)

Additional compensation for this role may include an annual performance bonus, equity, or other incentive compensation, as applicable.

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [e-mail].

Belonging at PayPal

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates.