Lead Product Manager

Nitrogen Wealth, Inc.; Northern (KY); Hybrid; USD 150,000 - 170,000; Full time

Benefits offered by this job

4% 401(k) Match

Free Financial Planning Services

Health insurance

Job summary

Nitrogen Wealth, Inc. is seeking a Lead Product Manager to own the vision and roadmap for Nitrogen's Insurance Center and broader suite of institutional and ecosystem products.

You will drive end-to-end product lifecycle, align with engineering, design, and GTM teams, and translate complex insurance concepts into simple experiences for advisors and clients. You will serve as a domain authority in customer conversations, conferences, and media, building strong feedback loops to steer product

Qualifications

• Expertise in insurance manufacturing, distribution, and compensation.
• Annuity and retirement-income knowledge.
• Strong life insurance fluency, including product design and underwriting.
• Understanding of tax/estate planning concepts; CFP or equivalent is a plus.
• Experience working with advisors, distribution teams, or WealthTech is a plus.

Responsibilities

• Owns the product vision and roadmap for Nitrogen's Insurance Center and related products.
• Drives full product lifecycle from concept to post-launch iteration.
• Maintains depth to be trusted by advisors, partners, and media.
• Translates complex planning concepts into simple, intuitive product experiences.
• Represents Nitrogen as a domain authority in external forums.
• Builds feedback loops with customers, prospects, and experts.

Skills

Insurance domain

Annuity expertise

Life insurance fluency

CFP or equivalent (plus)

Communication skills

Cross-functional leadership

Product strategy & prioritization

Lifecycle management

Regulatory awareness

Education

CFP certification or equivalent tax/estate credential

Job description

What We Do

Nitrogen equips financial advisors with a suite of AI-powered products that showcase the value of their advice so they can attract clients and keep them fearless. Since launching Riskalyze in 2011, we've been on a mission to create what we call Catalyst Moments — those powerful instances when an advisor leads a client from confused and fearful to confident and fearless.

Nitrogen is a connected suite of advisor products designed to showcase the value of advice in every client meeting. Combining agentic AI with Risk Alignment, Insurance Alignment, Investment Research, Income Planning, Tax Intelligence, and Legacy Planning, combining agentic AI with trusted, deterministic analytics to turn complex financial insights into persuasive visuals. The result: clearer conversations, stronger relationships, and advisors who can prove their value in every client meeting.

Trusted by tens of thousands of advisors, backed by an industry-leading Net Promoter Score of 71, and the first wealthtech company to earn ISO 42001 certification, Nitrogen is built on thirteen years of advisor data and half a trillion dollars in assets on platform. We invented the Risk Number®, built on a Nobel Prize-winning academic framework, and we champion the Fearless Investing Movement — because a world empowered to invest fearlessly starts with empowered advisors.

Nitrogen is an equal opportunity employer. We encourage people from underrepresented groups to apply. We are committed to being fair and intentional in our hiring decisions by reviewing every application thoroughly.

THE ROLE

You empower the world to invest fearlessly by translating some of the most complex areas of financial planning into software that advisors and their clients actually love to use. You own the vision and execution for Nitrogen's Insurance Center and suite of institutional and ecosystem products, ensuring they reflect deep domain truth while remaining simple, differentiated, and delightful in the market.

Lead Product Manager:

• Owns the product vision and roadmap for Nitrogen's Insurance Center and suite of institutional and ecosystem products.
• Drives the full product lifecycle — conceptualization, prioritization, execution, go-to-market collaboration, and post-launch iteration — across these product areas.
• Maintains industry-leading depth in relevant planning domains, sufficient to be trusted by advisors, partners, and the financial media.
• Translates inherently complex planning concepts into product experiences that feel simple and intuitive to advisors and end clients.
• Represents Nitrogen externally as a domain authority — in customer conversations, on conference stages, in podcasts, written content, and media interviews.
• Builds and maintains a continuous feedback loop with customers, prospects, and industry experts to inform product direction.
• Manages and develops Product Owners, setting clear expectations, ensuring high-quality execution, and growing them as product professionals.
• Partners closely with Engineering, Design, and GTM teams to ensure products ship on predictable cadence and land successfully in market.
• Makes rigorous, evidence-based prioritization decisions and communicates them clearly across stakeholders, including when telling people no.
• Maintains a working understanding of the regulatory, tax-code, and insurance-industry landscape, anticipating changes that affect roadmap.
• Defines and tracks success metrics for each product area and uses them to drive continuous improvement.
• Aligns the planning product roadmap with broader company strategy and revenue objectives.

• You have expert-level fluency in how insurance is manufactured, distributed, and compensated. Inside knowledge of how insurance and annuities are actually built, sold, and compensated.
• Annuity and retirement-income expertise.
• Strong life insurance fluency — product design, underwriting, and advisor use cases.
• Working knowledge of tax and estate/legacy planning concepts, with the ability to translate estate planning and wealth-transfer considerations into sound product decisions. CFP certification or an equivalent tax/estate credential is a plus, but not required.
• Exposure to how financial advisors and practices operate — gained running your own practice, working in WealthTech, or partnering closely with distribution and advisor-facing teams inside an insurance or annuity carrier — is a plus, though secondary to direct insurance and annuity industry experience.
• Exceptional communication skills across written, verbal, and external-facing formats — you can present complex financial concepts clearly to advisors, clients, and partners.
• Proven ability to translate inherently complex planning concepts into product experiences that feel simple and intuitive.
• Strong instincts for customer and market understanding — you actively build and maintain feedback loops with customers, prospects, and industry experts, and you use that signal to consistently sharpen product direction and stay ahead of market shifts.
• Demonstrated product strategy and prioritization skills — you own roadmaps end-to-end, make rigorous evidence-based tradeoffs, and communicate prioritization decisions clearly to stakeholders at all levels, including when the answer is no.
• Strong execution and delivery track record — you drive the full product lifecycle from conceptualization through go-to-market and post-launch iteration, partnering closely with Engineering and Design to ship on predictable cadences and land successfully in market.
• Effective cross-functional leadership — you align Engineering, Design, and GTM teams around a shared product vision, influence without authority, and foster collaboration and accountability across disciplines.
• Experience managing and developing Product Owners or similar product team members — you set clear expectations, hold a high bar for quality, and actively invest in growing your reports as product professionals.
• Genuine commitment to continuous learning across both domain knowledge and product craft — you stay current on changes to annuity, insurance, and tax regulations and planning best practices, and you approach your work with the curiosity and rigor of a practitioner, not just a builder.

The expected compensation range for this role is a $150k-$170k + annual bonus target.

Lesser experience may result in lower compensation and greater experience may result in greater compensation than the stated range.

Financial Benefits & Perks

• 4% 401(k) Match. Our employees invest so much in our company and we love getting to invest in them. The company will match your contributions dollar-for-dollar, up to 4% of your total annual compensation.
• Free Financial Planning Services. By working at a financial technology company, you get the benefit of fantastic financial advice. This is offered to all employees wanting expert guidance on how to handle their money.

Health & Family

• Medical, Dental & Vision insurance plans. We want to help keep you (and your family) healthy! Comprehensive health insurance options for you & your family.
• Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) available depending on chosen medical plan. We know that investment risk isn’t a one-size-fits all and neither are your health savings options!
• Generous maternity & paternity leave for either the birth or adoption of a child. Mom's & Dad's need time with their new family members!
• Discounted pet insurance available. Pets are family too!!

Time Away & Culture

• 3 weeks vacation & 1 week sick time per year.Take the time you need for fun or simply time to recover from not feeling well.
• 11 paid company holidays per year. Enjoy your time off; you deserve it!
• Remote & in-person team building activities help our employees stay connected and engaged. We absolutely love to hype our people up!
• Company wide meetings held by our CEO benefit all employees by keeping everyone in the loop. We are one team, and we tackle projects together.
• Employee development is our priority. From leadership training, to mentorship, to industry resources, we care about progressing you in your career.

WANT TO KNOW MORE?

While you can learn a lot from a job description, you may have more questions, and that’s totally okay! We encourage all individuals interested in working at Nitrogen to learn more about us by checking us out on our website and social media platforms: