Lead Financial Analyst

Credit Acceptance Corporation; Northern (KY); Remote; USD 113,000 - 132,000; Full time

Benefits offered by this job

Remote work

Job summary

Credit Acceptance Corporation seeks a Lead Financial Analyst to drive complex financial analysis and strengthen reporting processes. You will oversee journal entries, variances, and internal controls while partnering with Finance leaders to deliver timely insights.

The role requires 8+ years in finance, a Bachelor's in Accounting, and strong Excel/Access skills. Remote work with occasional travel supports our national operations.

Qualifications

• Bachelor’s Degree in Accounting is required; Master’s preferred.
• Experience leading complex projects and interpreting U.S. GAAP.
• Strong Excel and data analytics skills with ability to produce executive-level analyses.

Responsibilities

• Review monthly general ledger journal entries for accuracy and include supporting documentation.
• Prepare analytic explanations for variances and communicate findings to Finance leadership.
• Perform reconciliations of general ledger accounts and ensure timely closes.
• Prepare internal financial reports and enhance reporting processes.
• Strengthen internal controls and lead process improvement initiatives.
• Guide analysts and cross-functional teams on complex financial projects.

Skills

Leadership

Project management

Analytical modeling

Communication

Internal controls

Education

Bachelor’s Degree in Accounting

Master’s Degree in Accounting or Finance

CPA or equivalent

Tools

MS Excel

MS Access

Job description

## Lead Financial AnalystApply: USA - Remote: Full time: Posted 2 Days Ago: R13983Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country. Our Support teams work with multiple departments in a dynamic environment that promotes flexibility and autonomy, while offering the opportunity to collaborate with a diverse group of professionals. We work to comply with our company standards, exceed customer expectations, and drive our Great Place to Work culture. We deliver high-quality services aligned to business needs, driving innovative improvements that support our company strategy and modern operating principles.The Lead Financial Analyst serves as a senior individual contributor responsible for complex financial analysis, accounting research, internal financial reporting, and strategic business support. This role provides financial insights that influence business decisions, leads initiatives to improve financial processes and reporting, and serves as a trusted advisor to Finance leadership and business partners. The Lead Financial Analyst independently manages high-impact projects, identifies emerging risks and opportunities, and drives enhancements to financial reporting, controls, and analytics. They will also serve as the functional lead for assigned accounting and financial reporting processes, helping prioritize and assign team workloads, reviewing complex key analyses and deliverables, providing mentorship and technical direction, and partnering with the Accounting Manager to ensure high-quality, timely results.**Outcomes and Activities**:* This position will work from home; occasional planned travel to our Southfield, Michigan office may be required. However, this position is permitted to work at our Southfield, Michigan office if requested by the team member.* Journal Entries: Review monthly general ledger journal entries for accuracy by scheduled deadlines. Expectations include:* + Ensuring that we maintain adequate supporting documentation for journal entries. + Researching, interpreting and implementing the appropriate accounting policies and procedures for new products and services or changes to existing products and services. + Evaluate accounting implications of strategic initiatives and business decisions, providing recommendations and guidance to stakeholders.* Financial Statement Analytics: Review and/or prepare analytic explanations for general ledger account and financial statement line item variances by scheduled deadlines. Expectations include:* Ensuring that explanations are clear, concise and accurate.* Identify opportunities to improve reporting and lead implementing modifications and enhancements as identified or directed.* Develop clear, concise, and actionable financial analyses that communicate business performance and emerging trends to Finance leadership and executive stakeholders.* General Ledger Account Reconciliations: Review complex monthly general ledger account reconciliations for accuracy and compliance by scheduled deadlines. Ensure that we maintain adequate supporting documentation for reconciling items.* Internal Financial Reporting: Prepare and maintain accurate monthly internal financial reports and ensure they are prepared and distributed by scheduled deadlines. Expectations include:* + Implementing modifications and enhancements as identified or directed. + Partner with business leaders to understand performance drivers and provide financial insights that support informed decision-making.* Internal Controls: Ensure that internal controls in areas of responsibility are designed and operating effectively. Expectations include:* + Maintaining accurate written policies, written procedures, flowcharts and internal controls. + Completing quarterly self-assessments by scheduled deadlines. + Lead initiatives to strengthen controls, reduce risk, improve efficiency, and automate manual processes.* Supporting Schedules: Ensure that accurate financial statement supporting schedules are prepared by scheduled deadlines.* Lead complex projects and cross-functional initiatives with Finance, Accounting, Engineering, and Operations partners.* Provide guidance, coaching, and subject matter expertise to analysts and team members.**Knowledge and Skills**:* Ability to create and communicate guidelines, processes, and control mechanisms in a logical and organized manner.* Excellent communication skills both written and verbal that allow you to clearly communicate and influence stakeholders at all organizational levels.* Strong project management skills with the ability to manage multiple priorities and deadlines.* Continually seek efficiencies and process improvements in the day to day Accounts Payable activities.* Be flexible in order to adapt to process changes and ad hoc requests.* Ability to work independently and exercise sound judgment in ambiguous situations.* Advanced analytical and modeling capabilities using Excel, Access, and other financial reporting tools.* Proven ability to build partnerships and influence without direct authority.**Requirements:*** Bachelor’s Degree in Accounting* Minimum 8 years of related finance and accounting experience* Demonstrated experience leading complex projects, initiatives, or workstreams.* Experience researching accounting issues and interpreting U.S. GAAP* Experience writing financial analytics for executive-level users* Experience designing and implementing process improvements* Proficiency with MS Excel**Preferred:*** Master’s Degree in Accounting or Finance* Certified Public Accountant or equivalent (i.e. - Chartered Accountant)* Experience influencing strategic decisions through financial modeling and business case development.* Experience in the Insurance and/or Financial Services industries* Accounting experience from a large national or regional CPA firm* Proficiency with MS Access**Targeted Compensation:** $112,873 - $131,685 base salary + annual bonus plan.