Lead Director - Data Scientist - Forecasting Accuracy and Analytical insights for Underwriting

CVS Health; United States; Remote; USD 144,000 - 288,000; Full time

Benefits offered by this job

Comprehensive benefits

Bonus & equity programs

Job summary

CVS Health is seeking a transformative Lead Director of Data Science to align underwriting analytics with business strategy. You will guide a 10+ person team to deliver forecasting, P&L accuracy, and decision-support insights across underwriting, pricing, and risk functions.

You will partner with Product, Engineering, Finance, and Leadership to embed analytics into core workflows, drive measurable impact, and communicate complex results clearly to executives.

Qualifications

• 12+ years of experience in analytics, decision science, business intelligence, financial analysis, quality assurance, or data validation.
• 5+ years of experience leading large analytical teams and developing people leaders.
• Expertise in analytical validation, anomaly detection, root cause analysis, business impact assessment, and financial validation.
• Strong ability to analyze and synthesize both quantitative and qualitative data to generate insights and explain business outcomes.
• Experience developing self-service reporting solutions and communicating insights from reports and dashboards.
• Proven experience validating business outcomes and financial results using large-scale datasets.
• Advanced SQL and data analysis skills.
• Exceptional communication, stakeholder management, and executive presentation skills.

Responsibilities

• Lead the data science and analytics strategy for underwriting transformation software products, from problem framing through production deployment.
• Design and operationalize predictive, and scenario-based analytical capabilities supporting underwriting, pricing, and risk decisions.
• Time-series, advance regression, tree based modeling and forecasting for volume, financial, and risk projections.
• Machine learning and statistical modeling to improve underwriting accuracy and efficiency.
• Partner closely with Product Management and Engineering to embed analytics and reporting into core product workflows.
• Define metrics, reporting, and OKRs; build scalable dashboards for performance and impact.
• Collaborate with cross-functional teams to translate insights into actionable business decisions.

Skills

Advanced SQL

Data analysis

Stakeholder management

Communication

Leadership

Machine learning

Forecasting

Tools

Databricks

SQL

Tableau

Power BI

Python

Job description

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.

Position Summary

The Lead Director, Lead Director - Data Scientist - Forecasting Accuracy and Analytical insights for Underwriting, ensures the accuracy, reliability, and financial integrity of analytics-driven products across the underwriting ecosystem. This leader sets the strategy for reducing financial leakage, goal-seeking underwriting scenario optimization, forecasted P&L accuracy, underwriting risk-management, insights and recommendations for underwriting/sales decision making, and anomaly detection in live underwriting deals. They ensure that underwriters and sales partners are supported by technology with various financial tools, data, and insights. This role combines the analytical rigor of a Data Scientist with the leadership capabilities of a financial product development leader. The position leads a team of 10+ data scientists responsible for supporting underwriting analytical needs, P&L forecasting accuracy, analytical insights and validation, reporting solutions, business impact, and financial result verification.

Key Responsibilities

• Product‑Embedded Leadership for Data Science & Advanced Analytics Lead the data science and analytics strategy for underwriting transformation software products, from problem framing through production deployment. Design and operationalize predictive, and scenario‑based analytical capabilities supporting underwriting, pricing, and risk decisions. Time‑series, advance regression, tree based modeling and forecasting for volume, financial, and risk projections. Machine learning and statistical modeling to improve underwriting accuracy and efficiency. Partner closely with Product Management and Engineering to embed analytics and reporting into core product workflows.
• Metrics, Reporting & OKR Ownership Define, track, and report product, operational, and business metrics and OKRs aligned to organizational and underwriting transformation goals. Establish scalable reporting frameworks and dashboards that provide transparency into product performance, financial impact, and delivery outcomes. Deliver executive‑ready insights that clearly articulate progress, risks, and tradeoffs. Exploring and delivering emerging technologies that can help transform BI and reporting to leveraging AI to build reporting layers that are flexible, dynamic and can enable user driven exploration.
• Cross‑Functional Leadership & Stakeholder Management Facilitate continuous, cross‑functional communication across Product, Engineering, Underwriting, Finance, Actuarial, and Executive teams. Build trusted partnerships with stakeholders at all organizational levels, serving as a strategic thought partner for data‑driven decisions. Translate complex analytical insights into clear, actionable narratives for both technical and non‑technical audiences.
• Organizational Leadership Lead, coach, and develop a high-performing organization of decision scientists, analysts and validation professionals. Define team vision, strategy, goals, priorities, and OKRs. Manage resource planning, workload prioritization, and organizational growth. Provide executive‑level communication, reporting, and strategic recommendations.

Required Qualifications

• 12+ years of experience in analytics, decision science, business intelligence, financial analysis, quality assurance, or data validation.
• 5+ years of experience leading large analytical teams and developing people leaders.
• Expertise in analytical validation, anomaly detection, root cause analysis, business impact assessment, and financial validation.
• Strong ability to analyze and synthesize both quantitative and qualitative data to generate insights and explain business outcomes.
• Experience developing self-service reporting solutions and communicating insights from reports and dashboards.
• Proven experience validating business outcomes and financial results using large-scale datasets.
• Advanced SQL and data analysis skills.
• Exceptional communication, stakeholder management, and executive presentation skills.

Preferred Qualifications

• PBM, Healthcare, Underwriting, Pricing, Forecasting, Actuarial, or Financial Analytics experience.
• Experience validating underwriting, forecasting, pricing, or P&L platforms.
• Experience with Databricks, SQL, Tableau, Power BI, Python, or similar analytics platforms.
• Experience leading through managers, including setting direction, coaching people leaders, and driving accountability across multi-level data science teams.

Pay Range

The typical pay range for this role is: $144,200.00 - $288,400.00. This pay range represents the base hourly rate or base annual full‑time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short‑term incentive program in addition to the base pay range listed above. This position also includes an award target in the company’s equity award program.

Great benefits for great people

Benefits

We take pride in offering a comprehensive and competitive mix of pay and benefits that reflects our commitment to our colleagues and their families.

• This full‑time position is eligible for a comprehensive benefits package designed to support the physical, emotional, and financial well‑being of colleagues and their families. The benefits for this position include medical, dental, and vision coverage, paid time off, retirement savings options, wellness programs, and other resources, based on eligibility. Additional details about available benefits are provided during the application process and on Benefits Moments.

We anticipate the application window for this opening will close on: 10/30/2026

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.

Our Work Experience is the combination of everything that’s unique about us: our culture, our core values, our company meetings, our commitment to sustainability, our recognition programs, but most importantly, it’s our people. Our employees are self‑disciplined, hard working, curious, trustworthy, humble, and truthful. They make choices according to what is best for the team, they live for opportunities to collaborate and make a difference, and they make us the #1 Top Workplace in the area.