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Energy Jobline ZR is partnering with a consumer lending fintech to hire a Principal Data Scientist focused on collections and operations. The role is fully remote in the US, offering up to $200,000 base, bonus and equity, and a strong emphasis on production-grade ML and scalable frameworks.
You will set the modelling standard, drive the roadmap day-to-day, and be the technical reference for data scientists, consultants, and contractors. This is a hands-on IC role, not a people-manager position.
Job Description
I'm partnered with a well-funded consumer lending fintech looking for a Principal Data Scientist to become the technical lead for a highly visible machine learning function focused on customer operations and collections strategy.
This isn't a people management role disguised as a technical one.
You'd be the person setting the modelling standard, driving the roadmap day-to-day, and acting as the technical point of reference for internal Data Scientists, external consultants and specialist contractors.
Most collections organisations have spent years optimising what action to take.
Far fewer have solved how different customers respond to different interventions.
Some engage immediately via SMS. Others respond to email campaigns. Others require a completely different approach.
Understanding those behavioural signals and translating them into production-grade decisioning models remains a surprisingly open problem and one of the core challenges this team is tackling.
You'd be joining at a point where the organisation has meaningful scale, strong funding and large volumes of customer interaction data, but where the collections data science capability is still evolving.
For the right person, there's genuine opportunity to shape what the function looks like over the next several years.
The team operates within a modern ML stack including:
Strong interest in MLOps and production machine learning is viewed very positively.
Previous collections experience would help but is not required.
Up to $200,000 base
Bonus + Equity
Full benefits package
Fully Remote (US)