Lead Credit Analysis & Risk Manager

Charles Schwab Corporation; Westlake (TX); On-site; USD 110,000 - 160,000; Full time

Job summary

Charles Schwab Corporation in Westlake, TX invites a Manager, Credit Analysis to join our credit underwriting and risk assessment team. You will apply expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk on-site.

The role emphasizes AML/KYC compliance, strong documentation, and cross-functional partnership to drive underwriting decisions and improve processes and tools, delivering data-driven recommendations to

Qualifications

• Bachelor’s degree required; 3+ years in commercial banking underwriting.
• Experience evaluating complex credit opportunities and mitigation strategies.
• Strong analytical skills and documentation discipline.

Responsibilities

• Evaluate complex credit opportunities by identifying risks and mitigation strategies.
• Apply sound judgment to balance risk and business growth objectives.
• Perform cash flow analysis using financial statements and tax returns.
• Deliver clear, data-driven credit recommendations.
• Assess portfolio risk across industries and economic cycles.
• Proactively identify emerging risks and mitigation actions.
• Ensure AML/KYC, regulatory and internal policy compliance.

Skills

Credit risk assessment

Underwriting

Financial analysis

Regulatory compliance

Education

Bachelor’s degree

Job description

Charles Schwab Corporation in Westlake, TX invites a Manager, Credit Analysis to join our credit underwriting and risk assessment team. You will apply expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk on-site.

The role emphasizes AML/KYC compliance, strong documentation, and cross-functional partnership to drive underwriting decisions and improve processes and tools, delivering data-driven recommendations to