Lead Counsel, Litigation and Regulatory

Chime Financial, Inc; Chicago (IL); Hybrid; USD 177,000 - 245,000; Full time

Benefits offered by this job

Hybrid work policy

Wellness stipend

Parental leave

401k match

Comprehensive benefits

Job summary

Chime is seeking a Lead Counsel, Litigation and Regulatory to manage the company’s litigation docket and regulatory matters. You will oversee consumer litigation, class actions, commercial disputes, and regulatory investigations, advising partners on risk and dispute resolution.

The role emphasizes business-minded judgment and scalable processes in a rapidly growing fintech environment, with a base salary of $177,000–$245,000 and eligibility for bonus, equity, and benefits.

Qualifications

• 7+ years of combined law firm and in-house litigation and regulatory experience, including fintech or highly regulated industries.
• Experience handling consumer financial services litigation, class actions, and regulatory inquiries.
• JD from an accredited law school and membership in at least one U.S. state bar in good standing.

Responsibilities

• Lead a broad litigation portfolio including consumer, class actions, and regulatory matters.
• Develop and implement litigation and regulatory strategies aligning with business objectives.
• Manage outside counsel relationships including strategy, staffing, budgets, and performance.
• Investigate, assess, negotiate, and resolve disputes and regulatory matters.
• Partner cross-functionally with Compliance, Risk, Finance, People, Product, and other stakeholders.
• Leverage data and AI-enabled tools to improve legal operations and risk management.

Skills

Litigation experience

Regulatory experience

Financial services/fintech

Outside counsel management

Data analytics in legal ops

Business judgment

Bar admission/JD

Cross-functional collaboration

Education

Juris Doctor (JD)

Tools

AI in legal operations

Litigation management software

Job description

About the role

Chime's Legal team is seeking a Lead Counsel, Litigation and Regulatory to help manage the company’s growing litigation docket and regulatory matters. In this role, you will oversee a diverse portfolio of litigation matters, including consumer litigation, class actions, commercial disputes, and regulatory investigations and enforcement actions. You will advise business partners on litigation and regulatory risk, help shape Chime's dispute resolution strategy, and leverage data, analytics, AI-enabled technologies, and other emerging tools to drive operational excellence across the Legal function.

Our ideal candidate is a proactive, business-minded attorney with strong judgment, intellectual curiosity, and a willingness to roll up their sleeves. This is an opportunity to work on cutting-edge fintech issues at an industry-leading company while helping build scalable legal processes for a rapidly growing business.

The base salary offered for this role and level of experience will begin at $177,000.00 and up to $245,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Lead a broad litigation portfolio, including consumer litigation, class actions, commercial disputes, and related regulatory inquiries, investigations, and enforcement matters.
• Develop and implement litigation and regulatory strategies that align legal risk management with business objectives.
• Manage outside counsel relationships, including strategy, staffing, budgets, and performance.
• Investigate, assess, negotiate, and resolve disputes, regulatory matters, and enforcement actions.
• Partner cross-functionally with Compliance, Risk, Finance, People, Product, and other stakeholders on litigation and regulatory matters.
• Leverage data, matter metrics, AI-enabled technologies, and other innovative tools to improve legal decision-making, operational efficiency, and risk management.

To thrive in this role, you have

• 7+ years of combined law firm and in-house litigation and regulatory experience, including experience in financial services, fintech, or another highly regulated industry.
• Experience handling consumer financial services litigation, class actions, consumer protection matters, and regulatory inquiries or investigations.
• Demonstrated success managing complex litigation and regulatory matters and achieving favorable outcomes.
• Experience managing outside counsel and litigation budgets.
• Experience leveraging technology, data, and AI-enabled tools to improve legal operations and business outcomes.
• Strong business judgment, communication, and stakeholder management skills.
• Ability to manage competing priorities in a fast-paced environment.
• JD from an accredited law school and membership in at least one U.S. state bar in good standing.

#LI-BE1#LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust-but we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't - who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers - think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can't be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.