LATAM Financial Crimes Compliance Lead

Madison-Davis; New York (NY); À distance; USD 120 000 - 180 000; Plein temps

Avantages offerts par ce poste

Remote work option

Résumé du poste

Madison-Davis, LLC is seeking a seasoned Financial Crime Compliance professional in the United States to lead enhanced reviews of international customers and assess LATAM/Venezuela-related exposure. You will perform KYC/CDD/EDD across onboarding and monitoring, apply OFAC controls, and investigate unusual activity with defensible case narratives.

The role requires 4+ years in regulated finance, Spanish language proficiency, and strong knowledge of BSA/AML, sanctions, and cross-border risk.

Qualifications

• 4+ years in financial crime compliance within regulated finance.
• Proficiency in Spanish for analyzing banking and corporate docs.
• Experience with LATAM sanctions risk and Venezuela-related exposure.

Responsabilités

• Perform enhanced reviews of higher-risk international customers, including sanctions-related checks.
• Evaluate LATAM and Venezuela-related exposure, including sanctions and ownership structures.
• Review source of funds/wealth using financial records and other sources.
• Analyze domestic and international payment activity for suspicious indicators.
• Conduct sanctions screening and resolve alerts involving counterparties and institutions.
• Apply OFAC requirements to decisions, including licenses and restricted jurisdictions.
• CDD/KYC/KYB and EDD across onboarding, reviews, and monitoring.
• Investigate unusual activity and prepare clear internal case narratives.

Connaissances

BSA/AML knowledge

Sanctions screening

KYC/KYB/CDD/EDD

OFAC compliance

LATAM risk assessment

Spanish proficiency

Outils

Investigation platforms

Case management systems

Description du poste

Responsibilities

• Perform enhanced reviews of higher-risk international customers, including foreign nationals, entrepreneurs, privately held businesses, and multinational organizations.
• Evaluate LATAM and Venezuela-related exposure, including sanctions, PEPs, corruption, complex ownership structures, geographic risk, and cross-border activity.
• Review and corroborate source of funds and source of wealth using financial records, corporate documents, public information, adverse media, and other investigative sources.
• Analyze domestic and international payment activity, including wires and ACH, for indicators of money laundering, sanctions evasion, or other potentially suspicious behavior.
• Conduct sanctions screening and resolve alerts involving customers, beneficial owners, counterparties, financial institutions, jurisdictions, vessels, and related parties.
• Apply OFAC requirements to customer and transaction decisions, including blocked-party considerations, restricted jurisdictions, sectoral restrictions, the 50 Percent Rule, and general or specific licenses.
• Determine when activity may require restrictions, blocking/rejection, escalation, regulatory reporting, or additional investigation.
• Conduct CDD/KYC/KYB and EDD across onboarding, periodic reviews, event-driven reviews, and ongoing monitoring.
• Investigate unusual activity and prepare clear, defensible internal case narratives and escalations.
• Help enhance the organization's LATAM financial crime framework, including risk assessments, eligibility standards, EDD requirements, sanctions controls, escalation procedures, training, and reporting.
• Monitor regulatory and sanctions developments and translate changes into actionable policies, controls, workflows, and system requirements.
• Partner with compliance, operations, product, technology, and other stakeholders to implement program improvements.
• Maintain comprehensive case documentation, supporting evidence, and decision-making records suitable for audit and regulatory review.

Candidate Profile

• 4+ years of financial crime compliance experience within banking, fintech, payments, or another regulated financial institution.
• Professional proficiency in Spanish, including the ability to analyze banking, corporate, business, and source-of-funds documentation.
• Experience supporting international or Latin American customers and transactions, ideally within a U.S. Financial institution.
• Practical knowledge of LATAM sanctions risk, with direct Venezuela-related experience strongly preferred.
• Strong knowledge of BSA/AML, sanctions, KYC/KYB, CDD/EDD, beneficial ownership, transaction monitoring, adverse media, and suspicious/unusual activity escalation processes.
• Hands-on experience interpreting and applying OFAC requirements, including sanctions screening, alert disposition, blocked property, restricted jurisdictions, licensing, the 50 Percent Rule, block/reject decisions, reporting, recordkeeping, and potential sanctions-evasion matters.
• Experience assessing complex international ownership structures, cross-border transactions, and source of funds/wealth.
• Familiarity with Venezuela-related risk factors such as state-owned enterprises, PEP exposure, currency controls, corruption, and trade-based money laundering.
• Strong investigative judgment with the ability to independently identify information gaps, reach defensible conclusions, and elevate complex matters.
• Experience with sanctions screening, transaction monitoring, case management, and investigative research platforms.
• Strong written communication, analytical, organizational, and stakeholder-management skills.
• Experience leading or coordinating cross-functional compliance initiatives is preferred.
• ACAMS, CGSS, or a comparable financial crime certification is a plus.

*Open to hiring in Miami, New York City or remote*